Books
Bad with Money by
"Humorous and forthright...[Gaby] Dunn makes facing money issues seem not only palatable but possibly even fun....Dunn's book delivers." --Publishers Weekly The beloved writer-comedian expands on her popular podcast with an engaging and empowering financial literacy book for Millennials and Gen Z. In the first episode of her "Bad With Money" podcast, Gaby Dunn asked patrons at a coffee shop two questions: First, what's your favorite sex position? Everyone was game to answer, even the barista. Then, she asked how much money was in their bank accounts. People were aghast. "That's a very personal question," they insisted. And therein lies the problem. Dunn argues that our inability to speak honestly about money is our #1 barrier to understanding it, leading us to feel alone, ashamed and anxious, which in turns makes us feel even more overwhelmed by it. In Bad With Money, she reveals the legitimate, systemic reasons behind our feeling of helplessness when it comes to personal finance, demystifying the many signposts on the road to getting our financial sh*t together, like how to choose an insurance plan or buy a car, sign up for a credit card or take out student loans. She speaks directly to her audience, offering advice on how to make that #freelancelyfe work for you, navigate money while you date, and budget without becoming a Nobel-winning economist overnight. Even a topic as notoriously dry as money becomes hilarious and engaging in the hands of Dunn, who weaves her own stories with the perspectives of various comedians, artists, students, and more, arguing that--even without selling our bodies to science or suffering the indignity of snobby thrift shop buyers--we can all start taking control of our financial futures.
ISBN: 9781501176333Publication Date: 2019-01-01
Divorce and Money by
All the information you need to split your assets, easily and fairly Major financial decisions are often overwhelming, but they can feel downright impossible when you're in the midst of a divorce. Turn to Divorce & Money, the acclaimed guide that translates complex financial concepts into plain language to help you: create a cash flow statement using your income and expenses uncover your spouse's financial information determine the value of real estate, retirement accounts, and other assets understand how child support and alimony are calculated divide your property and debts fairly negotiate a comprehensive settlement achieve financial stability after divorce, and learn when and how to talk to a professional (attorney, tax adviser, or appraiser). The 13th edition is updated with the latest tax figures and information about the new law affecting alimony.
ISBN: 1413326986Publication Date: 2019-11-26
Dollars and Sense by
New York Times bestselling author, Dan Ariely, teams up with financial comedian and writer Jeff Kreisler, to delve into the truly irrational world of personal finance, blending humor and behavioral economics to help people understand the psychology behind their financial decisions and show them how they can make better ones. He entertains critical questions such as these: Why is paying for things painful? Why are we comfortable overpaying for something in the present just because we've overpaid for it in the past? Why is it easy to pay $4 for a soda on vacation, when we wouldn't spend more than $1 on that same soda at our local grocery store? We think of money as numbers, values, and amounts, but when it comes down to it, when we actually use our money, we engage our hearts more than our heads. Emotions play a powerful role in shaping our financial behavior, often making us our own worst enemies as we try to save, access value, and spend responsibly. In Dollars and Sense, bestselling author and behavioral economist Dan Ariely teams up with financial comedian and writer Jeff Kreisler to challenge many of our most basic assumptions about the precarious relationship between our brains and our money. In doing so, they undermine many of personal finance's most sacred beliefs and explain how we can override some of our own instincts to make better financial choices. Exploring a wide range of everyday topics--from the lure of pain-free spending with credit cards to the pitfalls of household budgeting to the seduction of holiday sales--Ariely and Kreisler demonstrate how our misplaced confidence in our spending habits frequently leads us astray, costing us more than we realize, whether it's the real value of the time we spend driving forty-five minutes to save $10 or our inability to properly assess what the things we buy are actually worth. The result not only reveals the rationale behind our most head-scratching financial choices but also offers clear guidance for navigating the treacherous financial landscape of the brain. Fascinating, engaging, funny, and essential, Dollars and Sense provides the practical tools we need to understand and improve our financial choices, save and spend smarter, and ultimately live better.
ISBN: 9780062651204Publication Date: 2017-11-07
Get Good with Money: Ten Simple Steps to Becoming Financially Whole by
A ten-step plan for finding peace, safety, and harmony with your money--no matter how big or small your goals and no matter how rocky the market might be--by the inspiring and savvy "Budgetnista."
ISBN: 9780593397237Publication Date: 2021
Happy Go Money by
Featured on The Drew Barrymore Show Can money buy happiness? Maybe, but not like you may think ... The Social's finance expert gives practical advice on how to spend, budget, invest, and feel good about money With Happy Go Money, financial expert Melissa Leong cuts through the noise to show you how to get the most delight for your dollar. Happy Go Money combines happiness psychology and personal finance and distills it into an indispensable starter guide. Each snappy chapter provides practical, easy-to-understand advice on topics such as spending, budgeting, investing, and mindfulness, while weaving in research, interactive exercises, and relatable anecdotes. Frank, funny, and empowering, this primer challenges everyone to revamp their relationship with their money so they can dial down their worries and supersize their joy.
ISBN: 9781770414723Publication Date: 2019-01-08
Making Money Simple by
Simplify your financial life and ensure financial success into the future Feeling paralyzed by the overwhelming number of complex decisions you need to make with your money? You don't need to be an expert to achieve financial freedom. You just need a framework that makes the right choices simple and easy to make. Making Money Simple provides that much-needed process so you can get on the right track to long-term financial security. This valuable resource provides a solid foundation for all the nuanced personal finance decisions you need to make as you go through your career, hit major life milestones, and look to grow wealth. It's a blueprint for financial achievement--even through tough-to-navigate situations where there are no clear-cut rules. After you read Making Money Simple, you'll be able to create your personal plan for success using proven wealth management methods and real-world financial strategies. From basic financial principles to advanced investing techniques, you'll get comprehensive coverage of fundamental financial topics with easy-to-follow advice from author Peter Lazaroff, who draws from his expertise as the Chief Investment Officer of a multi-billion-dollar wealth management firm to give you the tools you need to simplify your financial situation and make the right moves at every opportunity. Getting your finances in order doesn't have to be hard. It doesn't require fancy, convoluted investment strategies. Nor does it require keeping track of detailed spreadsheets. You just need this step-by-step process to get your financial house in order and keep it that way forever. It doesn't matter what your specific situation is. We all need to understand our money--and what to do with it. Making Money Simple shows you how to: Develop clear financial goals and plan for your future Understand the three crucial elements of building a strong financial house Implement effective investment strategies to grow your wealth and avoid costly mistakes Learn ten smart questions to ask when hiring financial professionals For those seeking to secure a solid financial future, Making Money Simple: A Complete Guide to Getting Your Financial House in Order and Keeping It That Way Forever is the roadmap to get you there.
ISBN: 9781119537878Publication Date: 2019-04-02
Money for Your Life by
Building the skills now to make smart money decisions throughout your lifetime is a sure way to secure your financial future. This inspiring guide encourages young readers to be financially literate for life and to look past today to their financial futures. Readers will learn that financial decisions can have a long-term impact on their lives and that it's important to learn how to manage risks and debt. Using the tips and concepts they have learned, readers will be given the opportunity to practice financial planning for the future.
ISBN: 9780778730989Publication Date: 2017-03-15
MONEY Master the Game by
Tony Robbins turns to the topic that vexes us all: How to secure financial freedom for ourselves and for our families. "If there were a Pulitzer Prize for investment books, this one would win, hands down" (Forbes). Tony Robbins is one of the most revered writers and thinkers of our time. People from all over the world--from the disadvantaged to the well-heeled, from twenty-somethings to retirees--credit him for giving them the inspiration and the tools for transforming their lives. From diet and fitness, to business and leadership, to relationships and self-respect, Tony Robbins's books have changed people in profound and lasting ways. Now, for the first time, he has assembled an invaluable "distillation of just about every good personal finance idea of the last forty years" (The New York Times). Based on extensive research and interviews with some of the most legendary investors at work today (John Bogle, Warren Buffett, Paul Tudor Jones, Ray Dalio, Carl Icahn, and many others), Tony Robbins has created a 7-step blueprint for securing financial freedom. With advice about taking control of your financial decisions, to setting up a savings and investing plan, to destroying myths about what it takes to save and invest, to setting up a "lifetime income plan," the book brims with advice and practices for making the financial game not only winnable--but providing financial freedom for the rest of your life. "Put MONEY on your short list of new books to read...It's that good" (Marketwatch.com).
ISBN: 9781476757803Publication Date: 2014-11-18
The One-Minute Money Mentor for Women by
Financial Freedom: It's not about wealth--it's about peace of mind Money--and all the worries that come with it--can easily consume your days. In certified accountant Deborah Smith Pegues's new book, she provides practical steps to real financial freedom. If you want to make well-informed financial decisions to improve the quality of your life, The One-Minute Money Mentor for Women will help you learn: how to use your inherent female qualities for financial empowerment how you can overcome emotional and relational roadblocks to money management how to ask for what you want in the workplace strategies for getting out of debt and bringing your credit cards under control the risks and rewards of investing, and much more The One-Minute Money Mentor for Women will empower you to take charge of your money and conquer the bad habits, fears, and uncertainties that thwart your stability and success.
ISBN: 9780736972260Publication Date: 2018-12-04
The One-Page Financial Plan by
Whenever I tell people about my job as a financial advisor, the conversation inevitably turns to how hopeless they feel when it comes to dealing with money. More than once, they've begged, "Just tell me what to do." It's no surprise that even my most successful friends feel confused or paralyzed. Even if they have a shelfful of personal finance books, they don't have time to make sense of all the information available. They don't just want good advice, they want the best advice--so rather than do the "wrong thing," they do nothing. Their 401(k) and bank statements pile up, unexamined or maybe even unopened. What they don't realize is that bad calls about money aren't failures; they're just what happens when emotional creatures have to make decisions about the future with limited information. What I tell them is that we need to scrap striving for perfection and instead commit to a process of guessing and making adjustments when things go off track. Of course we're going to make the best guesses we can--but we're not going to obsess over getting them exactly right. The fact is, in a single page you can prioritize what you really want in life and figure out how to get there. That's because a great financial plan has nothing to do with what the markets are doing, what your real estate agent is pitching, or the hot stock your brother-in-law told you about. It has everything to do with what's most important to you. By now you may be wondering, "What about the details? How much do I need to invest each year, and how do I allocate it? How much life insurance do I need?" Don't worry: I'll cover those topics and many more, sharing strategies that will take the complexity out of them. The most important thing is getting clarity about the big picture so you can cope with the unexpected. Maybe you'll lose the job you thought was secure; you'll take a financial risk that doesn't pan out; you'll have twins when you were only budgeting for one. In other words: Life will happen. But no matter what happens, this book will help you bridge the gap between where you are now and where you want to go.
ISBN: 9781591847557Publication Date: 2015-03-31
Personal Finance for Dummies by
Take stock of your financial situation From budgeting, saving, and reducing debt, to making timely investment choices and planning for the future, Personal Finance For Dummies provides fiscally conscious readers with the tools they need to take charge of their financial life. This new edition includes coverage of an extensive new tax bill that took effect in 2018 and the impact on individuals, families, small businesses, and on real estate and investing decisions. Plus, it covers emerging investing interests like technology and global investing, cryptocurrencies, pot stocks, the lifestyle changes occurring with millennials, and more. Evaluate and manage your financial fitness Assess your credit report and improve your score Make smart investments in any economic environment Find out about international investing The expert advice offered in Personal Finance For Dummies is for anyone looking to ensure that their finances are on the right track--and to identify the areas in which they can improve their financial strategies.
ISBN: 9781119517887Publication Date: 2018-11-06
Planning a Successful Future by
A deeply insightful guide to goal-based financial planning and wealth management Planning a Successful Future empowers advisors and clients to take control of their money and manage their income to achieve their financial goals. Written by the father of fee-only financial planning, this book features real-life stories and examples from over three decades in the industry to illustrate how financial planning works and the best way to create your strategy. You'll learn how to identify and prioritize your goals, and why they're important--and how to get where you need to be for retirement, education, home ownership, and more. Practical exercises get you started on the right track, and useful checklists keep you organized and focused along the way. You'll get expert insight on risk management, allocation, tax reduction, estate planning, and more, as you develop your strategy and put it into action. The financial services industry undergoes frequent changes, and financial planning specifically is affected to a high degree. Keeping up with the latest news and distinguishing trend from legitimate methodology can itself be a fulltime job. This book gives you the background you need to create a plan, and make the smart choices that will help you grow and protect your wealth. Create a realistic and goal-based financial plan Take a more proactive approach to your finances Identify your goals and how to achieve them Allocate investments appropriately for your situation Financial planning is complex, with many variables to analyze and outside forces that can derail even the best laid plans. Planning a Successful Future gives you the information, tools, strategies, and insight you need to make the best decisions for your financial future.
ISBN: 9781119070702Publication Date: 2016-03-01
Rich Dad Poor Dad : What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by
Rich Dad Poor Dad will...
* explode the myth that you need to earn a high income to become rich
* challenge the belief that your house is an asset
* show parents why they can’t rely on the school system to teach their kids
about money
* define, once and for all, an asset and a liability
* explain the difference between good debt and bad debt
* teach you to see the world of money from different perspectives
* discuss the shift in mindset that can put you on the road to financial freedom
ISBN: 9781612681191Publication Date: 2022
The Science of Money by
The subject of "money" remains one of the most fascinating, thought provoking, emotional, polarizing and well researched subjects in the world. Scores of books, articles, blog posts, and speeches have been written on what money is, how to earn it, how to spend it, who has it and who does not and a myriad of other topics related to the effects that it produces. Yet, despite the constant focus and interest on the topic, there is one word that describes the average person's views around money: confusion. It seems that, there is so much dis-information (what we might call "financial white noise"), that most people either rely on chance for their fortune, or they ignore the subject altogether. This is not only unnecessary, it is a tragedy, because of the untapped human potential that is never uncovered when people leave their lives to chance, or give up on their dreams. It's also totally unnecessary, because the topic of money-how to create it, how to invest it, and how to spend it wisely-is known. Truly, there is a "science" of money, just as there is a science of nutrition, chemistry, and engineering. This "science of money" has been tested and proven again and again. And while new "theories" can arise all the time-just as we have new theories for cures for cancer or baldness, for example-the discipline of science, and it's rules for testing and verifying results-will, in short order, move these ideas from the realm of "theory" to one of two categories: -The Laws of Money that have been proven and can be relied upon-as much as you can rely upon the sun rising in the East and setting in the West-and The Myths of Money-those ideas (some of which may still be around, just as "rumor" or "innuendo" can exist without any basis) which claim to be true, but which have been tested and disproven, or which at best have never been decidedly proven. Ultimately, this program has one central goal: To end all of the confusion once and for all, and to present, in one comprehensive program, the essential truths about money. If you simply study the ideas in this program, and apply them to your life and your business, you will become financially successful-as sure as the sun will rise tomorrow.
ISBN: 9781469035529Publication Date: 2017-04-25
The Seven Money Types by
"A unique approach to understanding how you innately relate to handling money. A fascinating concept!" - Gary Chapman, author of The 5 Love Languages True financial well-being involves more than getting out of debt and accumulating wealth. It's about discovering how you're wired by God, and how that wiring influences the way you think about, feel toward, and handle money. Discovering your money type - whether you are an Abraham (hospitality), an Isaac (discipline), a Jacob (beauty), a Joseph (connection), a Moses (endurance), an Aaron (humility), or a David (leadership) - will bring greater self-awareness, reduce internal financial tension, help you resolve financial conflict with others, and help you grow financially from a faith-based perspective. As you walk with Pastor Brown through the Scriptures you'll find holistic financial pathways that lead you to a place of increased awareness and confidence related to money. In The Seven Money Types, Pastor Tommy Brown leads you on a journey of personal discovery as he reveals the seven money types found in Scripture, helps you identify the type that best fits you by means of a 35-question assessment, and coaches you on understanding, affirming, developing, and enjoying your unique approach to money.
ISBN: 9780310335450Publication Date: 2017-03-14
Smart Mom, Rich Mom: How to build wealth while raising a family by
Ladies, this collection of stories from moms who have successfully worked full-time, freelance, self-employed, and in other ways, while also raising amazing children and providing financial freedom for their families, has room to add more--your story! Start it today! Of all life's financial shocks, few compare to the $250,000 price tag--not including college!--of raising a child. How will you pay for it? Many mothers have agonized over that question, letting it fuel their decisions concerning careers, budgets, and families. The only thing they can all agree on is: there are no easy answers. However, there are plenty of rewarding possibilities! Mining successful moms' experiences to uncover both career advice and strategies for spending and saving anyone can use, Smart Mom, Rich Mom includes stories, checklists, action steps, planning tools, and more to help other moms learn how to: Prepare financially for parenthood, as well as adding to your litter Balance thrift with generating income and investing wisely Find flexibility at work while safeguarding your earning potential Save for both college and retirement Plan for unexpected events Smart Mom, Rich Mom explores how women today are navigating the financially challenging career/parenting years. This invaluable resource for moms everywhere chronicles women who have stayed in the game as both moms and businesswomen--full-time, freelance, self-employed, and more--and emerged more prosperous and empowered than before having children.
ISBN: 9780814436806Publication Date: 2016-06-09
Smart Money Strategy by
Be your own financial planner and create a winning strategy to achieve your money goals Do you want to learn and apply the strategies that experts use to grow and protect wealth? In Smart Money Strategy, popular financial planner Luke Smith comprehensively reveals the principles, methods and tactics that real financial planners use with their clients. Every person's--and every family's--financial journey is different. There's no silver bullet or one-size-fits-all approach. But there are financial strategies that can be applied, no matter what stage you're at in life, to get your money working harder for you with less stress. Smart Money Strategy will help you to define your priorities and create a personalised, actionable plan to achieve your goals. You'll learn effective strategies to manage your income, reduce your debts, and maximise your investment, superannuation and retirement outcomes. Even better, you'll learn how different strategies can be stacked together for maximum benefit. In other words, you'll learn how you can stack the financial odds in your favour! You'll discover: The basics: 5 truths about money and the 5 foundations you need to get started The actual strategies used by financial planners when it comes to cash flow, risk assessment, investing, protecting wealth, retirement, and estate planning How smart planning can minimise fees and taxes on your investments How to combine your money strategies and put together your own detailed financial plan From adopting a money mindset to protecting your assets, with Smart Money Strategy you'll uncover the secrets to achieving your financial goals. Whether you want a hands-on DIY approach, or you're looking for the essentials you need to talk more confidently with your own financial planner, this book will help you create a tailored plan for growing your wealth.
ISBN: 9781394176953Publication Date: 2023-03-08
Soldier of Finance by
When has whining about the supposedly unavoidable circumstances that led to your great debt ever paid down your principle? Has complaining about how taxes and Social Security have kept you from building up any kind of decent savings account ever increased your quarterly statements? Then stop your whining and deflecting and get to work on that financial freedom you've always dreamed of.Soldier of Finance is a no-nonsense, military-style training manual to overcoming financial obstacles and building lasting wealth. Author, army veteran, and Certified Financial Planner(TM) Jeff Rose modeled this financial survival guide on the Soldier's Handbook that is issued to all new US Army recruits. Inside the 14 modules that Rose used to systematize his essential elements of financial success, you will learn how to:* Evaluate your position and commit to change * Target and methodically eliminate debt * Clean up your credit report * Create tactical budgets * Build emergency savings * Invest for the short and long term * Determine an affordable mortgage size* And moreComplete with tales from the trenches, useful quizzes, debriefings, and more, Soldier of Finance is the strategy manual and survival guide you need to win victory over your debt and bring order and prosperity to your life.
ISBN: 9780814433287Publication Date: 2013-09-09
Talk Money to Me by
Learn how to save and spend wisely, feel good about money, and start living a more balanced life. No matter your age, salary, social or relationship status, money is an important part of your life. Yet, somehow, talking about your money situation is hard. Why is it that you know more about what goes on in your friend's bedroom than with their bank account? Do you know if your parents have a will or if they'll leave a legacy? How many of your colleagues are still paying off student debt but are jet-setting around the globe on multiple credit cards? Since no one is talking about it, you can't be expected to learn how to manage your money on your own. With years of experience as a personal finance advisor and educator, Kelley Keehn will answer your most burning questions about money and will talk you through how to avoid mistakes along the way. You can gain control of your debt, learn to save for your future, have a life, and feel good about money all at the same time. And--spoiler alert--you don't need a budget to do any of this! You'll learn: -How to build good credit (and get rid of bad credit--especially credit card debt) -What all these dreaded acronyms mean and how they can work for you--TFSA, RRSP, RESP, CFP, CPP -How and when to invest for your future -How to talk about money with your partner--and everyone else in your life -How to save for a mortgage and then work towards being mortgage-free -How to have fun, splurge once in a while, and still save money With her unique blend of empathy and no-nonsense candor, Kelley takes you through the basics of personal finance with relatable anecdotes that expose the most common money pitfalls--and how to avoid them--so you can make financial decisions that are right for you.
ISBN: 9781982117559Publication Date: 2019-12-17
What to Do with Your Money When Crisis Hits by
From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it's not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe? Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like: What bills need to be paid first? When is it right to dip into savings? What are the best ways to cut back on spending? How do you keep from panicking when the stock market is down? Is this "opportunity" a scam in disguise? This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you're in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.
ISBN: 9780358574286Publication Date: 2021-05-18
Women and Money (Revised and Updated) by
Achieve financial peace of mind with the million-copy #1 New York Times bestseller, now revised and updated, featuring an entirely new Financial Empowerment Plan and a bonus chapter on investing. The time has never been more right for women to take control of their finances. The lessons, revelations, and shocks of the past few years have made it clear that standing in our truth is the only way to care for ourselves, our families, and our finances. With her signature mix of insight, compassion, and practical advice, Suze equips women with the financial knowledge and emotional awareness to overcome the blocks that have kept them from acting in the best interest of their money-and themselves. Whether you are single or in a committed relationship, a successful professional, a worker struggling to make ends meet, a stay-at-home parent, or a creative soul, Suze offers the possibility of living a life of true wealth, a life in which you own the power to control your destiny. At the center of this fully revised and updated edition, Suze presents an all-new Financial Empowerment Plan, designed to get you to a place of emotional and financial security as quickly as possible-because the most precious commodity women have is time. Divided into four essential components, the plan will teach you how to . Protect yourself . Spend smart . Build your future . Give to others Also included is a bonus chapter on investing-for those who are living by Suze's unbreakable financial ground rules and ready to learn how to invest with confidence. Women & Money speaks to every mother, daughter, grandmother, sister, and wife. It gives readers the opportunity to tap into Suze's unique spirit, people-first wisdom, and unparalleled appreciation that for women, money itself is not the end goal. It's the means to living a full and meaningful life.
ISBN: 9780812987614Publication Date: 2018-09-11
Work Your Money, Not Your Life by
Your all-in-one guide to getting your career and finances in order -- for greater clarity, happiness, and peace of mind. Studies show that if you're like the majority of young professionals, you feel dissatisfied with your job, your finances, or your overall station in life. It can seem impossible to disentangle the work stuff, the money stuff, and the personal stuff, because they're all inextricably linked. But the good news is, you don't have to go at it alone: Work Your Money, Not Your Life is your all-in-one guide to achieving both your career and financial goals so that you can get where you want to be. In his debut book, Roger Ma, an award-winning financial planner and a publisher strategist at Google, offers secrets on how you can craft a meaningful career, gain financial comfort, and achieve a greater sense of purpose. And the premise behind it all is this: money affects every part of our lives. Simply by sorting out your personal finances (and it isn't as bad as it sounds!), you can build a foundation from which you'll be able to find the right career path, visualize your desired lifestyle, and turn your dreams into a reality. You'll learn how to: Relieve yourself of the work, money, and personal stressors that keep you up at night Dispel the job myths that are preventing you from a more rewarding career Apply the fundamentals of personal finance to your unique situation, without all the confusing jargon Prioritize and balance your career and money needs through exercises and easy-to-use templates, launching yourself on the path to the life satisfaction you desire When the life you're living and the life you want to live don't match up, everything feels off balance. Where do you begin trying to connect the dots? Start with this book. Through accessible, practical advice, you'll learn the career and financial strategies you need to live the life you deserve.
ISBN: 9781119600381Publication Date: 2020-04-15
Your Credit Score by
Improve your credit score, for real, with the #1 best-selling guide you can trust! Today, a good credit score is essential for getting credit, getting a job, even getting car insurance or a cellphone. Now, best selling journalist Liz Pulliam Weston has thoroughly updated her top-selling guide to credit scores, with crucial new information for protecting (or rebuilding) yours. Weston thoroughly covers brand-new laws and rules surrounding credit scoring -- including some surprising good news and some frightening new risks. Don't settle for an out-of-date guide to credit scoring, when Your Credit Score, Fifth Edition offers brand-new coverage of all this, and more: Recent consumer-friendly reforms in lending, credit score calculation, and credit bureau behavior -- and how to take advantage of them How you can finally get your credit disputes reviewed by an actual human being Why recent medical debts shouldn't impact your score anymore How to get a legitimately free FICO score without getting ripped off How lenders have recently loosened their criteria, making it easier to get loans even if your credit isn't perfect Important new options for student loan borrowers -- including brand-new ways to dramatically limit your payments How tax refund fraud is soaring -- and the one little-known way to avoid becoming a victim The disappearance of "manual underwriting": why it's now virtually impossible to get a mortgage without credit scores Weston updates her guidance on raising your FICO score... fighting lower limits or higher rates... maintaining the right mix of cards and balances... bouncing back from bad credit... choosing credit "solutions" that help, not hurt... explodes both new and old myths about credit scoring... and much more. Your Credit Score is for every consumer who is concerned about improving or protecting their credit -- and it's so up-to-date and useful, thousands of financial professionals use it, too!
ISBN: 9780134212487Publication Date: 2015-10-12
Your Score by
The most comprehensive insider's look at what every consumer needs to know about their credit score--and most importantly, how to fix it If you, like so many millions of Americans, are terrified by the daily headlines regarding Equifax and identity theft, and how all of this can directly affect your basic credit score, then this book should be considered as mandatory reading. Like it or not, a healthy credit score is essential if you want to participate in today's financial world. But very few people actually understand how their credit score is determined. Worse yet, most don't know how their score is used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives. When consumers interact with the world of credit, they do so from a position of weakness. InYour Score, Anthony Davenport aims to change that. Finally, here is a road map for navigating the confusing world of consumer credit. Drawing on the real stories of his own firm's high-profile clients, as well as the stories of middle-class Americans, he reveals the hidden credit pitfalls that await even the most careful consumer and shares smart strategies to avoid them. An accessible but detailed manual,Your Score finally lets readers take control of their credit score, understand how to play the game, and gain an insider's knowledge of how to better navigate the most important financial decisions of their lives.
ISBN: 9781328695277Publication Date: 2018-01-09
Please note some of these books might be reference books; reference books are only available for use in the library. You can identify those by looking at the Copies tab in the record of each book – the Location section should say Sherman Library Reference and the Status section should say LIB USE ONLY.
Credit Repair by
When debts pile up, it can be impossible to see a way out. And in the meantime, the consequences pile up. Let the sensible strategies in Credit Repair help you take control, clean up your credit report, and live debt-free. assess your debt situation correct errors and improve your credit report and score choose the best repair strategy for your situation prioritize your debts negotiate with creditors to reduce debts add positive information to your credit report avoid identity theft and credit scams build a solid credit history This edition of Credit Repair is completely updated with the latest legal developments, and includes dozens of forms and letters that will help you spruce up your credit report as easily as possible!
ISBN: 9781413321548Publication Date: 2015-06-30
Deal with Your Debt by
Struggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. Weston reveals why most "conventional wisdom" about debt is just dead wrong. For most people, it's simply impractical to pay off every dime of debt, and live forever debt free. In fact, doing that can leave you a lot poorer in the long run. You're more likely to give up, or pay off the wrong debts. You could leave yourself too little flexibility to survive a financial crisis. You could neglect saving for retirement. You might even wind up in bankruptcy -- just what you're trying to avoid! For most people, it's smarter to control and manage debt effectively. In this extensively updated guide, Weston shows how to do that. You'll learn which debts can actually help build wealth over time, and which are simply toxic. You'll find up-to-date, real-world strategies for assessing and paying off debt, money-saving insights on which debts to tackle first, and crucial information about everything from debt consolidation loans to credit scores and credit counseling. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. If you've ever worried about debt, you'll find the new edition of Deal with Your Debt absolutely indispensable.
ISBN: 9780133249262Publication Date: 2013-02-22
The Debt Escape Plan by
Advice on how to liberate yourself--and take control of your financial future--from the author of Confessions of a Credit Junkie. Winner of the American Society of Journalists and Authors Outstanding Book Award, Self-Help category If you're in credit-card debt and you're tired of being told that all you need to do is give up your daily latte--and cut up all your credit cards--this is the book for you. Former credit junkie Beverly Harzog racked up thousands in credit-card debt during a decade of overspending. When she decided she wanted to break free from debt, she found that conventional personal finance advice didn't work for her. So she created her own unique debt escape plan and succeeded in paying off more than $20,000 in credit card debt in two years. In The Debt Escape Plan, you'll find easy-to-follow advice, often laced with a touch of Southern humor, to help you conquer--and stay out of--credit-card debt. You'll learn: Why a one-size-fits-all approach to credit card debt doesn't work How to use the Money Personality Quiz to customize your own debt escape plan The nine biggest debt mistakes and how to overcome them Seven secrets for giving your credit score a quick boost How to overcome the hardships of medical bills How to debt-proof your future so this never happens to you again!
ISBN: 9781601633927Publication Date: 2015-02-18
The Debt-Free Spending Plan by
It can seem impossible to find a way out of debt--and the more complicated the proposed solution, the harder it is to stick with it. That's why The Debt-Free Spending Plan is SIMPLE. Life coach JoAnneh Nagler gives you the help you need right now to live your life and get out of debt fast. The plan is clear, easy, and doesn't require you to sift through chapters of high-minded financial advice or dig up your past spending history. It doesn't matter if you make $14,000 or $14 million--thanks to straightforward daily spending strategies and effortless expense tracking tools, you'll learn how to downsize expenses without feeling deprived, allocate money as it comes in, put together an easy-to-manage bill-paying plan, adjust for inevitable overspending, pay off debt without gouging expenses, and (believe it or not) start saving. In just five minutes a day, you'll find yourself on the road to financial freedom before the next billing cycle.
ISBN: 9780814432433Publication Date: 2012-10-10
Indebted by
How the financial pressures of paying for college affect the lives and well-being of middle-class families The struggle to pay for college is one of the defining features of middle-class life in America today. At kitchen tables all across the country, parents agonize over whether to burden their children with loans or to sacrifice their own financial security by taking out a second mortgage or draining their retirement savings. Indebted takes readers into the homes of middle-class families throughout the nation to reveal the hidden consequences of student debt and the ways that financing college has transformed family life. Caitlin Zaloom gained the confidence of numerous parents and their college-age children, who talked candidly with her about stressful and intensely personal financial matters that are usually kept private. In this remarkable book, Zaloom describes the profound moral conflicts for parents as they try to honor what they see as their highest parental duty--providing their children with opportunity--and shows how parents and students alike are forced to take on enormous debts and gamble on an investment that might not pay off. What emerges is a troubling portrait of an American middle class fettered by the "student finance complex"--the bewildering labyrinth of government-sponsored institutions, profit-seeking firms, and university offices that collect information on household earnings and assets, assess family needs, and decide who is eligible for aid and who is not. Superbly written and unflinchingly honest, Indebted breaks through the culture of silence surrounding the student debt crisis, revealing the unspoken costs of sending our kids to college.
ISBN: 9780691195421Publication Date: 2019-09-03
The Value of Debt by
A New York Times bestseller and one of the Ten Best Business Books of 2013 by WealthManagement.com, this book brings a new vision of the value of debt in the management of individual and family wealth In this groundbreaking book, author Tom Anderson argues that, despite the reflex aversion most people have to debt--an aversion that is vociferously preached by most personal finance authors--wealthy individuals and families, as well as their financial advisors, have everything to gain and nothing to lose by learning to think holistically about debt. Anderson explains why, if strategically deployed, debt can be of enormous long-term benefit in the management of individual and family wealth. More importantly, he schools you in time-tested strategies for using debt to steadily build wealth, to generate tax-efficient retirement income, to provide a reliable source of funds in times of crisis and financial setback, and more. Takes a "strategic debt" approach to personal wealth management, emphasizing the need to appreciate the value of "indebted strengths" and for acquiring the tools needed to take advantage of those strengths Addresses how to determine your optimal debt ratio, or your debt "sweet spot" A companion website contains a proprietary tool for calculating your own optimal debt ratio, which enables you to develop a personal wealth balance sheet Offering a bold new vision of debt as a strategic asset in the management of individual and family wealth, The Value of Debt is an important resource for financial advisors, wealthy families, family offices, and professional investors.
ISBN: 9781118758519Publication Date: 2013-08-28
Please note some of these books might be reference books; reference books are only available for use in the library. You can identify those by looking at the Copies tab in the record of each book – the Location section should say Sherman Library Reference and the Status section should say LIB USE ONLY.
Broke Millennial by
WASHINGTON POST "COLOR OF MONEY" BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)! If you're a cash-strapped 20- or 30-something, it's easy to get freaked out by finances. But you're not doomed to spend your life drowning in debt or mystified by money. It's time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn't just cover boring stuff like credit card debt, investing, and dealing with the dreaded "B" word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you're out with your crew and can't afford to split the bill evenly - How to get "financially naked" with your partner and find out his or her "number" (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let's #GYFLT!
ISBN: 9780143130406Publication Date: 2017-05-02
Broke Millennial Talks Money by
A comprehensive guide to talking about money in every aspect of your life, including at work, with friends and family, and in relationships, from the author of the Broke Millennial series. Let's face it--talking about money is always awkward. In this user-friendly and approachable guide, finance writer Erin Lowry helps take the stress out of these tricky conversations. With scripts, tips, and troubleshooting advice, she takes you through every possible money talk scenario, including- how to tell your friends you can't afford the same lifestyle they canhow to ask your parents if they can afford retirement and if they'll need your support as they agehow to talk to your coworkers about your salary and negotiate with your bosshow to broach the subject of a prenup with your fiance Lowry arms you with all of the financial knowledge you'll need in order to get the most out of each interaction, whether that's with your friends, your spouse, your employer, or your mom. It's time to demystify our money and hash out these tough topics with the important people in our lives, and this helpful book will make it all much easier.
ISBN: 9780143133650Publication Date: 2020-12-29
Financial Literacy for Millennials by
A modern primer on consumer finance and personal money management intended for readers aged 15 to 30, this guide can also serve as a primary text for high school, college, or adult education courses on personal finance. There is growing awareness that teaching consumers more about finance is an urgent national priority--and that their education should begin early. Combining practical advice with targeted information on virtually every aspect of personal finance and money management, this book is the ideal resource for young people who want to start off their financial lives properly. The guide updates traditional personal finance topics, such as budgeting, credit, debt, savings, and investment, and goes beyond those fundamentals to furnish important life lessons on such concerns as career planning, starting a business, Internet fraud, and avoiding financial scams. It even provides useful background on the tax system, how to avoid bankruptcy, legal issues young adults often face, and the plethora of government benefits they can access. In fact, young readers will come away from this book with basic knowledge of every important area of personal finance. Ideal for teens and young adults, the volume will prove useful to parents who want to educate their children about the wise use of money, preparing them to make independent financial decisions. In addition, this book can be used to meet the standards enacted in every state for developing a curriculum guide for teaching financial literacy to high school students. It can also serve as a primary or supplementary resource in personal finance or consumer economics courses for college students and adults. Provides an understanding of the structure and institutions constituting the U.S. economic system Shares knowledge about consumer finance and financial planning to enable young people to make better choices in their lives Shows how to save and invest prudently and use debt wisely and effectively Prepares millennials for the financial impact of life events so they will be empowered to take control of their financial futures Includes a series of tips that summarize the important lessons from the book
ISBN: 9781440834028Publication Date: 2016-08-22
Investing in Your 20s and 30s for Dummies by
Take advantage of the decades ahead and invest in your financial future today You may be at the stage of your life where you're still watching every penny, but you know the earlier you invest, the more time your money has to work for you. Investing in Your 20s and 30s For Dummies provides novice investors with time-tested advice, along with strategies that reflect today's market conditions. You'll get no-nonsense guidance on how to invest in stocks, bonds, funds, and even real estate--complete with definitions of all the must-know lingo. You'll also learn about the latest investment trends, including using robo-advisors to manage your portfolio, relying on apps to make fast trades, and putting your hard-earned cash in digital currencies. Armed with the knowledge and strategies in this book, you can invest wisely, monitor your progress, and avoid risking too much. Today's investing landscape is changing at record speed, and this book helps you keep up. Find information on the latest tax laws, financial lessons learned from the COVID-19 pandemic, and popular funds for the 2020s. Learn the investment basics you need to get started Discover new tools and technologies that make it easier than ever to participate in the market Build a diverse portfolio that reflects your values, financial goals, and risk tolerance Feel more confident as you fund an investment account, choose equities or funds, and plan for the future Make an impact with your money by selecting socially responsible investments Figure out how much money to invest in employer-sponsored accounts or other retirement plans If you're a little unsure about stepping into the world of investing, Investing in Your 20s and 30s For Dummies gives you the confidence you need to establish a smart investment strategy. Grab your copy today.
ISBN: 9781119805403Publication Date: 2021-06-09
The Millennial Money Fix by
The world today comes with a list of challenges. Figuring out how to get your feet planted and get your finances on track should be easier, but we're not always prepared with the best information despite the best education. Enter The Millennial Money Fix, a candid guide to understand how to handle your money with the obstacles of today. This book will get you through each step including: Identifying honest and realistic goals. Selecting and paying for a college or graduate program. Mastering cash flow to jumpstart your life. Navigating the job landscape to do what you love. Planning for marriage, babies, and all that gushy stuff. Redefining retirement as your ability to do what you want.
ISBN: 9781632659002Publication Date: 2017-08-21
Millennial Money Makeover by
Over half of Millennials are freaked out by their finances. Luckily, with Millennial Money Makeover readers now have a guide to help them navigate the financial issues of their time. Certified public accountant Conor Richardson offers a refreshingly helpful and elegantly designed program to tackle essential money matters. Millennial Money Makeover takes readers on a six-step journey to transform their financial life and set them up for lifelong success. From learning how to pay off student loans insanely fast to optimizing a financial ecosystem, Millennial Money Makeover teaches readers how to reclaim their financial future and jump-start the path to the rich life. Built for readers in their twenties and thirties, this book gives Millennials a proven playbook. Learn new hacks like how using robo-advisors can increase your returns and how leveraging delayed gratification when buying your first home can save you thousands. Whether you are planning a passion budget, figuring out how to finally purchase that big-ticket item, or thinking about taking your first dip into investing, Conor will show you the way.
ISBN: 9781632658630Publication Date: 2019-01-01
Personal Finance in Your 20s and 30s for Dummies by
The money lessons you wish you'd learned in school Personal Finance in Your 20s & 30s For Dummies helps Millennials and Zoomers like you make smart financial moves. It's not as tough as it looks to reduce and file your taxes, pay off your student debt, buy a home, keep a budget to save and invest wisely, or start that side hustle, just to name a few. With a little bit of focus, you can start a clear path to financial freedom and avoid mistakes today. Your future self will thank you. This edition is full of updates for the 2020s; wrap your mind around your investment opportunities, the realities of making a second income, higher ed options for career advancement, and lessons learned from the COVID-19 pandemic. If you're in need of financial guidance--and who isn't?--this is the book you need. Pay off loans, manage your credit, begin the home-buying journey, and more Set realistic money goals so you can create a solid path for financial success Make smart decisions to beef up your bank account and investment portfolio Protect the money you have today and learn how to put your money to work for the future Get ready to turn up the volume on your financial know-how and stop worrying about money!
ISBN: 9781119805434Publication Date: 2021-06-02
Personal Finance in Your 20s for Dummies by
Personal Finance in Your 20s For Dummies (9781119293583) was previously published as Personal Finance in Your 20s For Dummies (9780470769058). While this version features a new Dummies cover and design, the content is the same as the prior release and should not be considered a new or updated product. The easy way to avoid early pitfalls on the road to financial success A little money and a little time is all that's needed to lay a strong financial foundation for today and the future. And starting sooner rather than later is the smartest thing you can do when it comes to protecting your financial future. If you're in college or enjoying your twenties, Personal Finance in Your 20s For Dummies cuts to the chase, providing you with the targeted financial advice you need to establish a firm financial footing as you work your way through school and the post-graduation years. Advice on paying off student loans, managing debt, and creating a solid pathway to financial success Investing strategies for young investors Other titles by Tyson: Personal Finance For Dummies, Investing For Dummies, and Mutual Funds For Dummies If you're looking for sound, reliable advice on how to make smart financial choices in the real world, Personal Finance in Your 20s For Dummies has you covered.
ISBN: 9781119296669Publication Date: 2016-05-31
The Everything Personal Finance in Your 20s and 30s Book by
Get control of your finances - and your future! Do you feel like you'll never pay off your student loans? Worried about your mounting credit card debt? Wondering when you'll ever make enough money to stop living paycheck to paycheck? You're not alone - millions of young Americans are finding it hard to save for the future and still pay today's bills on time. But with The Everything Personal Finance in Your 20s and 30s Book, 3rd Edition, you'll learn how to be financially independent by: Creating a workable budget Minimizing credit card and student loan debt Investing money wisely Building an emergency fund You'll also learn how the Consumer Financial Protection Bureau can help you navigate the often-confusing world of financial service products. With this easy-to-use guide, you'll learn how to manage, save, and invest wisely - starting today!
ISBN: 9781440542565Publication Date: 2012-09-18
Please note some of these books might be reference books; reference books are only available for use in the library. You can identify those by looking at the Copies tab in the record of each book – the Location section should say Sherman Library Reference and the Status section should say LIB USE ONLY.
The Complete Guide to Personal Finance for Teenagers and College Students by
Book & CD. In this completely revised edition, young people learn how to get and manage credit, how to make and stick to a budget, how to pay for college, how to determine needs versus wants, how to pay for a car, how to open a bank account, how to balance a chequebook, how to manage finances online, and how to avoid financial mistakes. You will also learn about investments, taxes, checks, debit cards, credit cards, and budget tips. This book is filled with helpful suggestions from financial counsellors, and you will discover ways to jumpstart your financial future and use money responsibly.
ISBN: 9781620230701Publication Date: 2015-12-10
Financial basics A money-management guide for students by
The book includes helpful worksheets and is written in an easy-to-read style, using testimonials and examples that will ring true to students.
ISBN: 9780814274019Publication Date: 2016
Money Matters for Teens by
In Money Matters for Teens, young writers discuss their financial fears and the strategies they've learned to help them spend their money wisely, save for the future, and pay for college. The gap between the richest and the poorest Americans has been growing for decades, and experts predict it will continue to widen. Young people bear the brunt of this inequality because it makes it harder to get a job and to pay for the college education you need to move up the ladder. Political changes could help close the gap, but in the meantime, teens can help prepare themselves for financial independence. In this book, teens write about learning to handle money wisely, to manage their own income, to pay for college, and how our larger economic system determines their financial standing. Essays include: Equal Work, Unequal Pay The Rags to Riches Myth Job-Hopping to a Career I Took a Scam Job Job-Hunting Tips A Guide to Drama-Free Banking My Credit Card Gave Me False Security We Don't Save It for a Rainy Day How Am I Supposed to Pay for College? Countdown to Independence and more! Through these essays, teen readers--as well as their parents, teachers, and caregivers--will pick up new tricks to managing their money but will also be provided a much-needed glimpse into how the world looks to our younger generations.
ISBN: 9781510759930Publication Date: 2022-02-15
Paying the Price by
If you are a young person, and you work hard enough, you can get a college degree and set yourself on the path to a good life, right? Not necessarily, says Sara Goldrick-Rab, and with Paying the Price, she shows in damning detail exactly why. Quite simply, college is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. Drawing on an unprecedented study of 3,000 young adults who entered public colleges and universities in Wisconsin in 2008 with the support of federal aid and Pell Grants, Goldrick-Rab reveals the devastating effect of these shortfalls. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school--not with a degree, but with crippling debt. Goldrick-Rab combines that shocking data with devastating stories of six individual students, whose struggles make clear the horrifying human and financial costs of our convoluted financial aid policies. America can fix this problem. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector-focused "first degree free" program. What's not an option, this powerful book shows, is doing nothing, and continuing to crush the college dreams of a generation of young people.
ISBN: 9780226404486Publication Date: 2016-09-01
Student Loans and the Dynamics of Debt by
The burgeoning volume of debt and repayment difficulties that many people now experience have created a vigorous debate on whether public policy should further intervene in student loan transactions. In economic terms, do the benefits exceed the costs? Close examination of the data on cumulative debt, number and characteristics of borrowers, types of institutions, and repayment dynamics raises almost as many questions as it answers. In alignment with its mission of investigating the underlying dynamics of the labor market, a component of which is the educational preparation of the workforce, the W.E. Upjohn Institute for Employment Research organized a conference on student loans to catalyze careful and informed analysis of this understudied, but increasingly important, public policy. This volume includes the papers that were presented at the conference, held in Ann Arbor at the University of Michigan in October 2013. The Spencer Foundation and the Education Policy Initiative at the University of Michigan Ford School of Public Policy cosponsored the event.
ISBN: 9780880994842Publication Date: 2015-01-01
Please note some of these books might be reference books; reference books are only available for use in the library. You can identify those by looking at the Copies tab in the record of each book – the Location section should say Sherman Library Reference and the Status section should say LIB USE ONLY.
The Charles Schwab Guide to Finances after Fifty by
Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you're like most people moving into the phase of life where protecting--as well as growing-- assets is paramount, you're faced with a number of financial puzzles. Maybe you're struggling to get your kids through college without drawing down your life's savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you're contemplating downsizing to a smaller home, but aren't sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you'll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain--your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie's popular "Ask Carrie" columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President's Advisory Council on Financial Capability, she has become one of America's most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she'll provide answers to many questions you haven't considered but should.
ISBN: 9780804137362Publication Date: 2014-04-01
Essentials of Retirement Planning by
This book provides the quintessential information needed to understand the financial side of the retirement planning coin. The reader will begin by learning about the various plan types employers may offer their employees. Topics related to compliance testing will be thoroughly discussed as well as strategies used to legally shift benefits in favor of highly compensated employees (HCEs). However, some employers do not sponsor a plan. In this instance, retirement savers will need to understand the options available within the world of individual retirement accounts (IRAs). This book is intended to serve as a guide to how different retirement savings vehicles function and how they can be effectively deployed. Many financial professionals find that their clients ask questions about all aspects of their financial life. For this reason, this book also discusses non-investment-related topics such as housing options, Social Security planning, Medicare planning, and a few other basic insurance-based issues faced by all retirees.
ISBN: 9781631572418Publication Date: 2015-05-17
Estate Planning, 5E by
Anyone with assets and heirs needs a will to determine what will happen to their property and plan for the welfare of their children should they pass away unexpectedly. As people age, they tend to think more seriously about having a will and planning their estates, to help their heirs, and to give them the maximum amount of money possible. This book makes it easy to understand all the issues surrounding estates, and to draft a will. This book covers: * An introduction to the important concepts of estate planning and vital information on how to get started on a plan. * Valuing your property and assets, including businesses and self-employment issues. * Getting the most from life insurance, pensions, and retirement savings. * Creating a will and trusts, and learning how probate works. * Looking after minor children in the event of your death, planning for special situations such as divorce and bankruptcy, and avoiding family feuds over inheritance. * Everything you need to know about taxes: estate, gift, state and federal income--and how to ensure that your heirs receive the assets you have intended for them. * Planning for retirement, including Social Security benefits, power of attorney, and health care directives.
ISBN: 9781615648979Publication Date: 2016-08-09
Estate Planning Basics by
Estate planning, in plain English Get the need-to-know basics about wills, trusts, avoiding probate, and planning for incapacity with Estate Planning Basics. This book lays out your options in plain English, guiding you to the right estate plan for you and your family. Learn about: making a will or living trust naming a guardian for your children avoiding probate choosing an executor using durable powers of attorney, and preparing a health care directive. The 10th edition is completely updated to reflect the latest information about estate planning.
ISBN: 9781413326697Publication Date: 2020-02-25
Falling short The coming retirement crisis and what to do by
Charles D. Ellis, Alicia H. Munnell, and Andrew D. Eschtruth have written this concise guide for anyone concerned about their own - and the nation's - retirement security.Falling Short is grounded in sound research yet written in a highly accessible style. The authors provide a vivid picture of the retirement crisis in America.
ISBN: 9780190218904Publication Date: 2015
How Do I Get There from Here? by
Not long ago everyone knew what the word retirement meant--retire at age 65 after 40 years at the same job and coast through your golden years courtesy of a comfortable nest egg. But now, age expectancy is higher, savings are slimmer, and people change jobs more frequently. Clinging to this outdated concept of retirement only gets you a room in your kids' house.Your retirement is going to require an incremental approach to planning--and you must begin now. This requires conscious engagement, diverse interests, and the ability to adapt. No matter how far or close you think you are to retirement, How Do I Get There from Here is your one-stop guide to help you plot your direction for the coming decades. Readers will first be directed how to review all their assets--both tangible and intangible--so they can get an honest assessment of where they are right now. Then a journey through self-reflective questions and exercises will walk you through imagining your future, identifying skills you'll need, and learning how to prepare for inevitable twists and turns along the way.Stop clinging to an ancient and stereotypical idea of retirement. Decades of nonstop leisure is not only unreachable for most, it's not even truly desirable. Begin now charting the path for a unique, dynamic future you can look forward to!
ISBN: 9780814438688Publication Date: 2017-08-17
How to Make Your Money Last by
"Jane Bryant Quinn is America's dean of personal finance....The book is a true treasure chest of financial secrets." --Forbes With How to Make Your Money Last, you will learn how to turn your retirement savings into a steady paycheck that will last for life. Today, people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets--from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and--critically--how much to withdraw from your savings each year?). The right moves will not only raise the amount you have to spend, they'll stretch out your money over many more years. You will also learn to look at your savings and investments in a new way. If you stick with super-safe choices the money might not last. You need safe money to help pay the bills in your early retirement years. But to ensure that you'll still have spending money 10 and 20 years from now, you have to invest for growth, today. Quinn shows you how. At a time when people are living longer, yet retiring with a smaller pot of savings than they'd hoped for, this book will become the essential guide.
ISBN: 9781476743769Publication Date: 2016-01-05
JK Lasser's New Rules for Estate, Retirement, and Tax Planning by
The popular handbook to estate planning, now updated for 2018 Since its first publication in 2002, New Rules for Estate, Retirement, and Tax Planning has sold more than 40,000 copies, providing a solid, accessible introduction to estate planning for any age or income bracket. Now in its sixth edition, Estate, Retirement, and Tax Planning continues this tradition, covering such topics as trusts, donations, life insurance, and wills in easy-to-understand language that offers valuable insights and solid strategies to help you preserve your wealth and plan your estate so that your assets go where you want with a minimum of taxes and government interference. This comprehensive guide answers such common questions as: How much do I need to retire comfortably? How do I protect my children's inheritance? How do I ensure planned donations are made after I'm gone? And many more. The Sixth Edition is also fully updated to reflect changes following the 2018 Tax Cuts and Jobs Act, so that you can learn how new regulations could impact your inheritance and trusts. Other notable features include advice on working with elderly parents and introducing financial planning to children and teenagers, in addition to a list of professional advisers and a glossary of estate planning terms. Understand estate planning and obtain solid strategies for growing your wealth Explore asset protection and succession planning strategies Discover how recent updates to the tax code could affect you and your heirs Stay informed of any relevant law changes with an author-managed web site Estate, Retirement, and Tax Planning contains a wealth of valuable information for any adult who needs help planning their financial future, from the established professional heading toward retirement, to the young adult looking to understand the basics. Wherever you are in your journey, use Estate, Retirement, and Tax Planning to ensure your legacy is protected.
ISBN: 9781119559139Publication Date: 2019-02-12
Personal Finance after 50 for Dummies by
Personal Finance After 50 For Dummies, 2nd Edition (9781119543633) was previously published as Personal Finance After 50 For Dummies, 2nd Edition (9781119118770). While this version features a new Dummies cover and design, the content is the same as the prior release and should not be considered a new or updated product. Manage your finances in your golden years--enjoy your retirement! Numerous life changes come with the territory of getting older--as we're reminded every day by anti-aging campaigns--but one change the media doesn't often mention is the need for a shifting approach to personal financial management. Personal Finance After 50 For Dummies, 2nd Edition offers the targeted information you need to make informed decisions regarding your investments, spending, and how to best protect your wealth. You've worked your whole life for your nest egg--why not manage it as effectively as possible? Enjoying your golden years hinges on your ability to live the life you've dreamed of, and that's not possible unless you manage your finances accordingly. The right financial decisions may mean the difference between a condo in a more tropical climate and five more years of shoveling snow, so why leave them to chance? Explore financial advice that's targeted to the needs of your generation Understand how changes in government programs can impact your retirement Consider the implications of tax law updates, and how to best protect your assets when filling out tax forms each year Navigate your saving and investment options, and pick the approaches that best fit the economic environment Whether you're heading into your senior years or your parents are getting older and you want to help them take care of their finances, Personal Finance After 50 For Dummies, 2nd Edition offers the insight you need to keep financial matters on the right track!
ISBN: 9781119543664Publication Date: 2018-08-07
Ready for Pretirement by
A little planning goes a long way--prepare for a more secure financial future with this practical, proactive guide that "will help you sleep at night" (Sam Horn, author of Pop!). Retirement planning can be scary, confusing, and overwhelming--especially if you wait until you're faced with a family medical emergency. It is during these unexpected situations that people often make foolish decisions because of the stress and pressure to make a quick choice. Stop procrastinating and get started now with the tools included in this guide. Older people can face pressing financial planning issues related to age and health--that's why retirement planning isn't just for seniors. Author Kris Miller taps into her vast estate planning experience and explains why you should get started now--even if you're only in your twenties or thirties. Learn how to create a Living Will and a Living Trust; make sure your family is cared for; build wealth; protect your assets from sky-high medical expenses; and retire happy. Ready For Pretirement provides an easy-to-understand overview of the financial decisions that need to be made. From writing a will to creating a trust, from the proper way to hold property to selecting low-risk investments, this book provides necessary guidance--so when you're ready to plunge into your golden years, you can do it with peace of mind.
ISBN: 9781614481263Publication Date: 2012-06-01
Saving for Retirement by
Saving for Retirement will relieve confusion and barriers to action for Americans who are increasingly worried about retirement. The book removes everything from the readers' path that typically trips people up and hits the sweet spot for everyone aged 18 to 60. Using new figures (including troubling new projections of healthcare and long-term care costs), Gail MarkJarvis helps readers calculate exactly how much money they'll need and how to get there. She presents easy, proven investing strategies for anyone at any age that will transform pocket change into hundreds of thousands of dollars. Packed with her readers' personal stories, this book teaches powerful professional financial planning principles -- but makes them simple enough for anyone to apply on their own.
ISBN: 9780132963039Publication Date: 2012-08-07
Please note some of these books might be reference books; reference books are only available for use in the library. You can identify those by looking at the Copies tab in the record of each book – the Location section should say Sherman Library Reference and the Status section should say LIB USE ONLY.
The Corporate Executive's Guide to General Investing by
Successful corporate executives face unique investing challenges, because their personal wealth is irrevocably tied to their company's performance, normal market ups and downs, and even unexpected events. An executive's investment portfolio may consist mostly of employer stock and stock options that are governed by rules the executive doesn't know about and can't control. And the executive also faces a variety of other financial landmines, ranging from taxes to corporate pension shortfalls. So the forward-thinking corporate executive badly needs effective financial management and investing strategies to build a financially secure future, designed with the special needs of a corporate executive in mind. That is what this guide will provide: the essence of what investments and investing strategies the executive should consider employing to achieve financial independence sooner, rather than later. The audience for this investing guide includes C-suite executives, middle managers, and those in supervisory positions with executive responsibilities or aspirations. It will also be useful for MBA students, those in executive education seminars, and others who are planning corporate careers. This book will teach the executive reader: How to set the proper goals before investing How to maximize corporate resources for your investing goals How to understand and choose from the different types of investments, including bank investments, stocks, mutual funds, exchange-traded funds (ETFs), venture capital investments, real estate investments, and alternative investments. How design an effective portfolio strategy for an executive's situation
ISBN: 9781637421970Publication Date: 2022-03-24
Cryptocurrency Investing For Dummies by
Cryptocurrency Investing For Dummies offers trusted guidance on how to make money trading and investing in the top 200 digital currencies, no matter what the market sentiment.
ISBN: 9781705249833Publication Date: 2020
The Elements of Investing by
Seize control of your financial future with rock-solid advice from two of the world's leading investment experts Investors today are bombarded with conflicting advice about how to handle the increasingly volatile stock market. From pronouncements of the "death of diversification" to the supposed virtues of crypto, investors can be forgiven for being thoroughly confused. It's time to return to the basics. In the 10th Anniversary Edition of The Elements of Investing: Easy Lessons for Every Investor, investment legends Burton G. Malkiel and Charles D. Ellis deliver straightforward, digestible lessons in the investment rules and principles you need to follow to mitigate risk and realize long-term success in the markets. Divided into six essential elements of investing, this concise book will teach you how to: Focus on the long-term and ignore short-term market fluctuations and movements Use employer-sponsored plans to supercharge your savings and returns and minimize your taxes Understand crucial investment subjects, like diversification, rebalancing, dollar-cost averaging, and indexing So, forget the flavor of the week. Stick with the timeless and invaluable advice followed by the world's most successful retail investors.
ISBN: 9781119773733Publication Date: 2020-09-29
The Everything Guide to Investing in Cryptocurrency by
Maximize your money while avoiding the potential pitfalls of investing in cryptocurrency--this handy guide shows you how to get in from the bottom up in this hot new market.
ISBN: 9781666164312Publication Date: 2021
Financial Trading and Investing by
Financial Trading and Investing, Third Edition provides a useful introduction to trading and market microstructure for advanced undergraduate as well as master's students. Without demanding a background in econometrics, the book explores alternative markets and highlights recent regulatory developments, implementations, institutions and debates. The text offers explanations of controversial trading tactics (and blunders) such as high-frequency trading, dark liquidity pools, fat fingers, insider trading and flash orders, emphasizing links between the history of financial regulation and events in financial markets. It includes coverage of valuation and hedging techniques, particularly with respect to fixed income and derivative securities. The text adds a chapter on financial utilities and institutions that provide support services to traders and updates regulatory matters. Combining theory and application, this book provides a practical beginner's introduction to today's investment tools and markets with a special emphasis on trading.
ISBN: 9780323909556Publication Date: 2022-11-18
Investing 101 by
A crash course in managing personal wealth and building a profitable portfolio--from stocks and bonds to IPOs and more! Too often, textbooks turn the noteworthy details of investing into tedious discourse that would put even Warren Buffett to sleep. Investing 101 cuts out the boring explanations, and instead provides a hands-on lesson that keeps you engaged as you learn how to build a portfolio and expand your savings. From value investing to short selling to risk tolerance, this primer is packed with hundreds of entertaining tidbits and concepts that you won't be able to get anywhere else. So whether you're looking to master the major principles of investing, or just want to learn more about stocks and bonds, Investing 101 has all the answers--even the ones you didn't know you were looking for.
ISBN: 9781440595134Publication Date: 2016-01-01
Investing for the Long Term by
Make the smartest choices you can with this must-have read for investors by one of the world's legendary value investors World-renowned investor Francisco García Paramés shares his advice and tips on making smart investments in this must-have book for those looking to make smarter choices for their portfolio. Investing for the Long Term is divided in two parts. The first is formed by three chapters covering Francisco's education and first steps, his initial experience as an investor working alone, and the team work after 2003. This riveting section covers the end of the biggest bull market of the 20th century and the technological and financial crashes of 2000 and 2008. How the team dealt with all that is an interesting personal account that can help you deal with similar situations, should they occur. The second part of the book covers the cornerstones of Francisco's philosophy. It starts with a chapter in Austrian economics, in his view the only sensible approach to economics, which has helped him enormously over the years. It follows with an explanation of why one has to invest in real assets, and specifically in shares, to maintain the purchasing power of ones savings, avoiding paper money (fixed income) at all costs. The rest of the book shows how to invest in shares. Discover the amazing investing principles of one of the most successfully fund managers in the world Examine how one man and his company weathered the two of modern times' biggest economic crashes Learn how to safely invest your savings Value investing and effective stock-picking underlie some of the world's most successful investment strategies, which is why Investing for the Long Term is a must-have read for all investors, young and old, who wish to improve their stock selection abilities.
ISBN: 9781119431190Publication Date: 2018-06-18
The Little Book of Common Sense Investing by
The best-selling investing "bible" offers new information, new insights, and new perspectives The Little Book of Common Sense Investing is the classic guide to getting smart about the market. Legendary mutual fund pioneer John C. Bogle reveals his key to getting more out of investing: low-cost index funds. Bogle describes the simplest and most effective investment strategy for building wealth over the long term: buy and hold, at very low cost, a mutual fund that tracks a broad stock market Index such as the S&P 500. While the stock market has tumbled and then soared since the first edition of Little Book of Common Sense was published in April 2007, Bogle's investment principles have endured and served investors well. This tenth anniversary edition includes updated data and new information but maintains the same long-term perspective as in its predecessor. Bogle has also added two new chapters designed to provide further guidance to investors: one on asset allocation, the other on retirement investing. A portfolio focused on index funds is the only investment that effectively guarantees your fair share of stock market returns. This strategy is favored by Warren Buffett, who said this about Bogle: "If a statue is ever erected to honor the person who has done the most for American investors, the hands-down choice should be Jack Bogle. For decades, Jack has urged investors to invest in ultra-low-cost index funds. . . . Today, however, he has the satisfaction of knowing that he helped millions of investors realize far better returns on their savings than they otherwise would have earned. He is a hero to them and to me." Bogle shows you how to make index investing work for you and help you achieve your financial goals, and finds support from some of the world's best financial minds: not only Warren Buffett, but Benjamin Graham, Paul Samuelson, Burton Malkiel, Yale's David Swensen, Cliff Asness of AQR, and many others. This new edition of The Little Book of Common Sense Investing offers you the same solid strategy as its predecessor for building your financial future. Build a broadly diversified, low-cost portfolio without the risks of individual stocks, manager selection, or sector rotation. Forget the fads and marketing hype, and focus on what works in the real world. Understand that stock returns are generated by three sources (dividend yield, earnings growth, and change in market valuation) in order to establish rational expectations for stock returns over the coming decade. Recognize that in the long run, business reality trumps market expectations. Learn how to harness the magic of compounding returns while avoiding the tyranny of compounding costs. While index investing allows you to sit back and let the market do the work for you, too many investors trade frantically, turning a winner's game into a loser's game. The Little Book of Common Sense Investing is a solid guidebook to your financial future.
ISBN: 9781119404507Publication Date: 2017-10-16
The Little Book of Investing Like the Pros by
As you have probably noticed, there are quite a few investing books out there. Many of them were written by some of the world's greatest investors. So, why should you read our book? Stock investing is more prevalent than ever, whether directly or indirectly through brokerage accounts, exchange-traded funds, mutual funds, or retirement plans. Despite this, the vast majority of individual investors have no training on how to pick stocks. And, until now, there hasn't been a truly accessible, easy-to-understand resource available to help them. The Little Book of Investing Like the Pros was written to fill this void. We believe the simplicity and accessibility of our stock picking framework is truly unique. Using real-world examples and actual Wall Street models used by the pros, we teach you how to pick stocks in a highly accessible, step-by-step manner. Our goal is straightforward--to impart the skills necessary for finding high-quality stocks while protecting your portfolio with risk management best practices. Our practical approach is designed to help demystify the investing process, which can be intimidating. This training will help set you apart from others who are largely flying blind. Pilots require extensive training before receiving a license. Doctors must graduate medical school, followed by a multi-year residency. Even those providing professional investment advice require certification. But, anyone can buy a stock without any training whatsoever. While buying stocks on a hunch and a prayer may not endanger your life, it can certainly put your finances at risk.
ISBN: 9781118281406Publication Date: 2020-04-07
More Straight Talk on Investing by
A practical and pithy guide to investing to help everyday investors achieve their long-term goals The 21st century has been beset with three financial market shocks in its first 20 years, the bursting of the Tech Bubble in 2000-2002; the Global Financial Crisis of 2008-09; and 2020 COVID-19 crash. Given this backdrop, it is no wonder that investing can appear to be so daunting to individual investors. As Chairman and CEO of Vanguard, one of the largest and most respected investment management companies in the world, Jack Brennan has spent his career helping people invest their money. In the newly updated More Straight Talk on Investing, he shares with you the lessons he has learned over his over four decades at Vanguard from a variety of market participants--from Main Street investors and 401(k) plan holders to veteran portfolio managers at the helm of Vanguard funds and sophisticated investment professionals overseeing top endowments and foundations. This a comprehensive, but approachable book will help you develop the knowledge, confidence, and discipline to navigate the financial markets and attain investment success over the long term. While the financial planning and investing principles covered are timeless, a considerable amount has changed in the nearly 20 years since the first edition, including new products and services, lower costs, and ever-evolving regulation and legislation. An entire generation of investors has come of age over the past two decades and could benefit from understanding that sound and sensible investing is an effective way to achieve financial security. This book will assist your manage your "serious" money--the dollars that you set aside for long-term goals, such as retirement or the education of your children. The book also emphasizes the concept of thinking of yourself as a "financial entrepreneur"--managing your financial life like owner manages a business. In a straightforward, plain talk manner, the book demonstrates how to: Build a balanced, diversified portfolio that meets your needs and goals Evaluate mutual funds and ETFs with a discerning eye Adhere to a long-term, disciplined approach to investing Control your emotions and tune out the incessant "noise" in the media Understand the risks and rewards of financial markets Develop a prudent plan and investment policy statement to guide your path forward Avoid the pitfalls and mistakes that can derail your investment program With wit and wisdom, Brennan relays anecdotes and observations that demonstrate the enduring investment precepts that will serve as a guide to novice investors and as a practical refresher for seasoned investors. He has also added three new chapters focusing on evaluating advice options, garnering lessons from endowments, and dealing with the challenges of a low interest rate environment.
ISBN: 9781119817338Publication Date: 2021-04-27
Private Capital Investing by
A step-by-step, comprehensive approach to private equity and private debt Private Capital Investing: The Handbook of Private Debt and Private Equity is a practical manual on investing in the two of the most common alternative asset classes (private equity and private debt) and provides a unique insight on how principal investors analyze investment opportunities. Unlike other textbooks available in the market, Private Capital Investing covers the various phases that principal investors follow when analyzing a private investment opportunity. The book combines academic rigor with the practical approach used by leading institutional investors. Chapters are filled with practical examples, Excel workbooks (downloadable from the book website), examples of legal clauses and contracts, and Q&A. Cases are referred at the end of every chapter to test the learning of the reader. Instructors will find referrals to both third-party cases or cases written by the author. * Covers analytical tools * Includes the most common methods used to structure a debt facility and a private equity transaction * Looks at the main legal aspects of a transaction * Walks readers through the different phases of a transaction from origination to closing Bridging the gap between academic study and practical application, Private Capital Investing enables the reader to be able to start working in private equity or private debt without the need for any further training. It is intended for undergraduates and MBA students, practitioners in the investment banking, consulting and private equity business with prior academic background in corporate finance and accounting.
ISBN: 9781119526148Publication Date: 2019-12-13
Rational Investing by
Two veteran investment professionals demystify the role of luck in asset management.
ISBN: 9780231543781Publication Date: 2017-03-06
Real Estate Investing for Dummies by
Written by industry experts Eric Tyson and Robert Griswold, this new edition of Real Estate Investing For Dummies offers timely, proven, practical, and actionable advice to overcome the challenges of the market and keep yourself one step ahead of the competition. With the help of this straightforward and time-tested information, you'll get the know-how to wisely and confidently make smart, sound, and informed real estate investing decisions that will reap big rewards. Highlights include: #9679 The Tax Reform and Jobs Act bill that took effect in 2018 #9679 The best types of investment properties for different types of investors #9679 NNN (triple nets) investments and REITs/TICs #9679 Tech applications to support property management operations and accounting A step-by-step primer for preparing to buy, identifying the property, due diligence, closing the transaction, leasing the property and ongoing operations and property management.
ISBN: 9781494542962Publication Date: 2020-01-14
Stock Investing for Dummies by
The bestselling guide to holding steady through the stock market's highs, lows, and stable stretches When you decide to jump into the stock market, there's a lot to know. Stock Investing For Dummies covers the factual and emotional aspects of putting your money into stocks. In clear, easy-to-understand language, this book explains the numbers behind the stocks, the different categories of stocks, and strategies for building a solid portfolio. On the flip side, it also addresses the emotional aspects of investing: setting goals, knowing when to sell, and balancing risk vs. return. For nearly a century, the well-to-do have been building their wealth by investing in stocks. Here's your opportunity to do the same. The sooner you start investing, the sooner you'll see your money grow. Make that a reality by discovering: Approaches for investing for income or growth Steps for evaluating your financial health, setting financial goals, and funding your first purchases How to read stock tables and pull information out of stock charts What to look for on balance sheets, income statements, and annual reports to choose strong performers Advice for minimizing losses and maximizing gains Tax implications and how to reduce their impact on your earnings Suggestions on what to do and buy in a down market Put all of this information together, and you have a straightforward resource that helps you build and manage a portfolio that will serve you well for years to come. Stock Investing For Dummies gives you the confidence you need to send your portfolio soaring!
ISBN: 9781119660767Publication Date: 2020-05-19
The Little Book of Valuation by
Guide to making accurate business valuations based on investing metrics that matter In The Little Book of Valuation: How to Value a Company, Pick a Stock, and Profit, professor and economist Aswath Damodaran guides readers through the fundamentals and step-by-step process of picking winning companies to invest in. In the book, you'll learn how to make your own accurate valuation assessments, avoiding common pitfalls and mistakes along the way. From widespread misunderstandings to undeniable truths in valuation, the author covers exactly where to turn your attention to when assessing a company's value based on a myriad of factors, with stories and real examples included throughout to prepare you for any modern investing challenge you may find yourself facing. You'll also learn: Simple but extremely effective valuation tools and formulas for success The complex relationship between assets, debt, equity, and business value Special market considerations regarding valuation that require a dynamic approach Rather than relying on third-party sources--often drawing from the same public information that you have access to, but getting it wrong--The Little Book of Valuation, Updated Edition gives readers all the insight and practical tools they need to cut through the noise and arrive at their own accurate valuations, pick profitable stocks, and establish successful long-term portfolios.
ISBN: 9781394244409Publication Date: 2024-03-26
The Successful Trader's Guide to Money Management by
Discover how to maximize the effectiveness of your trading techniques by applying the right money management techniques Money management is a central element of trading the financial markets, especially in uncertain times. Yet investors often misinterpret the central concepts of money management. To manage risk and obtain optimal rewards from your trades, you will benefit from a deeper understanding of how the professionals manage money. The Successful Trader's Guide to Money Management describes the operating methods that seasoned investors use. With this book, you'll avoid the common mistake of focusing too much on entry levels and stop-losses, and you'll learn to consider the impact of proper money management on your final portfolio results. Successful traders focus on risk management, avoiding opening positions that are too large with respect to the total capital they have available. Packed with practical examples and with special focus on money management or position-sizing, The Successful Trader's Guide to Money Management offers a comprehensive coverage of widely practiced risk management models, examining their strengths and weaknesses. You will learn how to use the most effective operating models, including the Fixed Fractional, Fixed Ratio, and Percent Volatility models. This book also provides a thorough analysis of portfolio management models. These essential tips will nudge you toward a more winning position as you enter your next trades. Learn how the professionals manage money and avoid common trading mistakes Design a trading system that minimizes risk and maximizes reward through correct position sizing Understand the most important money and portfolio management models, including Fixed Ratio, Percent Volatility, Fixed Fractional, and more Equip yourself to trade smarter, individually or with a broker, on equity, derivatives and Forex markets For individual and institutional investors alike, this book is a ticket to more solid trading strategy, especially in uncertain times.
ISBN: 9781119798804Publication Date: 2021-07-26
The Wall Street Journal Guide to Starting Fresh by
Three years after the economic meltdown began, many of us are still reeling from its devastating effects. Maybe you're among the millions of homeowners who fell behind on their mortgages or you lost your home to foreclosure. Maybe you lost your job and have struggled to find a new one, meanwhile struggling with a drastically reduced income. Or perhaps you're one of the roughly 1.5 million Americans filing each year for bankruptcy. Or maybe you emerged from the meltdown relatively unscathed, but you've been recently divorced or widowed. Now, along with all the other accompanying emotional hardships, you must deal with a household budget that is dramatically changed. Maybe you experienced an unexpected health crisis that drained your savings or retirement account. Or perhaps you've simply grown tired of having so much debt. As tough as these situations are, they aren't hopeless.. You have options. When the old \ rules for managing your finances no longer apply, you can take control of your situation, wipe the slate clean, and start over. Here, in the accessible, empathetic, and easy-to-understand style the Wall Street Journal Guidebook series is known for, veteran WSJ personal finance reporter Karen Blumenthal walks you through everything you need to know to leave the past behind you and get your financial life back on track. This includes how to: -Build a trusted team of professionals to help you navigate your new financial landscape -Get your credit record - the support beam of your financial scaffolding - back in order -Recalibrate your budget and weigh your big ticket expenses -Determine whether you can afford to stay in your home -Adjust your debts to your new situation -Assess your health coverage and other necessary insurance -Invest for your future retirement and other needs -Craft a sustainable plan for long-term financial health Whether you're recently divorced or widowed, or have declared bankruptcy or lost your home to foreclosure, or simply want to start with a clean slate, you can make a fresh financial start. Covering housing, insurance, health care, investing, debt, taxes, wills, and more, this book shows readers at all life stages and income levels how to adapt and adjust their finances to their new circumstances and get on the path to a better financial life.
ISBN: 9780307588739Publication Date: 2011-12-20
Warren Buffett's Ground Rules by
Using the letters Warren Buffett wrote to his partners between 1956 and 1970, a veteran financial advisor presents the renowned guru's "ground rules" for investing--guidelines that remain startlingly relevant today. In the fourteen years between his time in New York with value-investing guru Benjamin Graham and his start as chairman of Berkshire Hathaway, Warren Buffett managed Buffett Partnership Limited, his first professional investing partnership. Over the course of that time--a period in which he experienced an unprecedented record of success--Buffett wrote semiannual letters to his small but growing group of partners, sharing his thoughts, approaches, and reflections. Compiled for the first time and with Buffett's permission, the letters spotlight his contrarian diversification strategy, his almost religious celebration of compounding interest, his preference for conservative rather than conventional decision making, and his goal and tactics for bettering market results by at least 10% annually. Demonstrating Buffett's intellectual rigor, they provide a framework to the craft of investing that had not existed before: Buffett built upon the quantitative contributions made by his famous teacher, Benjamin Graham, demonstrating how they could be applied and improved. Jeremy Miller reveals how these letters offer us a rare look into Buffett's mind and offer accessible lessons in control and discipline--effective in bull and bear markets alike, and in all types of investing climates--that are the bedrock of his success. Warren Buffett's Ground Rules paints a portrait of the sage as a young investor during a time when he developed the long-term value-oriented strategy that helped him build the foundation of his wealth--rules for success every investor needs today.
ISBN: 9780062456939Publication Date: 2016-04-26
Please note some of these books might be reference books; reference books are only available for use in the library. You can identify those by looking at the Copies tab in the record of each book – the Location section should say Sherman Library Reference and the Status section should say LIB USE ONLY.
Special topics in personal finance and investing
Beyond Piggy Banks and Lemonade Stands by
Beyond Piggy Banks is written for you: the loving, responsible and overworked parents of young children. It takes the stress and mystery out of finance, and focuses on the basic fundamentals elementary children should understand so they can make smart decisions as they grow. This usable, light hearted, real-world guide provides parents with the specific tools and step-by-step lessons needed to teach their child. The lessons provided are easy to teach and understand. The activities are quick, enjoyable and educational. Each concept starts with the basics, and builds upon them so your child has a full understanding of the topic. The chapters are broken out into simple and digestible sections, made for busy parents who don't have time for a finance novel. Most of all, the book focuses on how to incorporate teaching finance to your child through everyday real-world activities that you and your child are already doing. This book provides parents with the confidence to teach simple financial basics to children. With that confidence comes excitement and inspiration; by teaching your children about finance you will influence every step of their lives in a positive and meaningful way. The ultimate goal of this book, and of any parent, is to raise healthy, independent and responsible children; kids who are prepared when adulthood hits
ISBN: 9781475847611Publication Date: 2019-09-09
Everything a Kid Needs to Know about Money - Children's Money and Saving Reference by
Teach your kids the basics about finances. There's no such thing as too early when it comes to these things. Properly seal the deal about money and how to value them and other possessions by introducing this book - Everything a Kid Needs to Know About Money. Your children are going to grow up responsibly when you get them a copy now.
ISBN: 9781541906815Publication Date: 2017-02-15
The Great Guide to Children's Money and Saving Reference by
Financial analysts would tell you that it's always a good idea to start worrying about your finances the earliest time possible. Your kids are not exempted. The younger they start being knowledgeable about money and the importance of savings, the better their future will be. Go ahead and see the results. But first, grab a copy of this Guide to Money and Saving today.
ISBN: 9781541906600Publication Date: 2017-02-15
Make Your Kid A Money Genius (Even If You're Not) by
Audio book
Make Your Kid a Money Genius (Even If You're Not) is a jargon-free, step-by-step guide to help parents of all income levels teach their kids--from ages three to twenty-three--about money.
ISBN: 9781508235309Publication Date: 2017
Money Minded Families by
Teach your children to make sound financial decisions. Prepare them to use their money wisely and with a purpose Money issues challenge every family, no matter their background. That's why Money Minded Families: How to Raise Financially Well Children offers advice on how every adult and child can be "financially well." The book explores how we can align our individual values with finances, while planning for a more secure financial future. It looks at how we can save, spend, share, and invest with a purpose. The author supplies financial basics for families and direction on creating a family mission statement, in order to help drive mindful financial choices. With the help of this book's holistic financial guidance, families can take steps to live their best financial lives, rather than simply getting by. Readers will find advice on: Practicing financial mindfulness Understanding the current financial landscape Spending with a focus on personal values Understanding key financial concepts Engaging in healthy financial socialization Becoming financially independent Today's financial environment sets up unique challenges, including concerns over Social Security, sky-high college costs, and debt. Kids are more likely to make their buying decisions online rather than in stores. It's important that children's knowledge about money begins in the home. When parents actively teach their kids about money, it can contribute to their chances of future financial success. Within Money Minded Families, parents will find tools for evaluating and improving their own financial wellness. They can also teach their children about positive financial health using the book's activities, which are organized by age.
ISBN: 9781119636007Publication Date: 2020-04-09
Raising Financially Confident Kids by
It's natural to want your kids to have a secure future. But when it comes to teaching the next generation how to handle money, parents are failing. Still there is hope Financial expert Mary Hunt shows parents how to raise kids who have a healthy relationship with money--even if the parents themselves have made financial mistakes along the way or are struggling financially right now. Drawing from solid statistics and her own hard-won knowledge and experience, Hunt helps parents protect their children from the financial pitfalls of easy credit, an attitude of entitlement, and our culture's chummy relationship with debt. From preschool through the teen years, every stage of a child's development is covered, including how to talk to them about money, how to help them start saving money and giving it away, and how to manage money wisely.
ISBN: 9780800721411Publication Date: 2012-08-01- Rich Dad Poor Dad What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not! by
Rich Dad Poor Dad will...
* explode the myth that you need to earn a high income to become rich
* challenge the belief that your house is an asset
* show parents why they can’t rely on the school system to teach their kids
about money
* define, once and for all, an asset and a liability
* explain the difference between good debt and bad debt
* teach you to see the world of money from different perspectives
* discuss the shift in mindset that can put you on the road to financial freedom
ISBN: 9781612681191Publication Date: 2022
The Simplified Money Tree - Children's Money and Saving Reference by
Money should not always be equated to spending. For young learners, money is about the ability to recognize numbers, value and skip counting too. It is a subject discussed as early as kindergarten but you can introduce it earlier if you want to. How? You can use this book, of course! Grab a copy today.
ISBN: 9781541908567Publication Date: 2017-02-15
Teaching Economic Concepts with Picture Books and Junior Novels by
At what age can children benefit from learning about economics? The consensus among educators today is the earlier the better. K-8 teachers and librarians will find this book invaluable for introducing basic economic concepts to students and giving them a solid foundation of understanding that can be built upon as they advance in grade level. Author Nancy Polette, prolific author and expert on using picture books for education, explains how to use 20 picture books to present basic ideas such as credit, wants and needs, and supply and demand; and to build understanding of more complex concepts with 20 junior novels. The titles and suggested activities enable students to enjoy the literary experience and benefit from economic lessons that sink in because they are presented through stories involving characters with whom children can relate.
ISBN: 9781610695039Publication Date: 2013-08-29
Please note some of these books might be reference books; reference books are only available for use in the library. You can identify those by looking at the Copies tab in the record of each book – the Location section should say Sherman Library Reference and the Status section should say LIB USE ONLY.
The Berenstain Bears' Trouble with Money by
Come for a visit in Bear Country with this classic First Time Book® from Stan and Jan Berenstain. Mama and Papa are worried that Brother and Sister seem to think money grows on trees. To make money of their own, the cubs decide to start their very own businesses, from a lemonade stand to a pet-walking service. This beloved story is a perfect way to teach children about the importance of being responsible with money.
ISBN: 9780385370332Publication Date: 2013-02-27
Liam Takes a Stand by
Lister and Lester are identical twins who do identical things. But their constant striving to outdo each other means their little brother, Liam, is always left out. When Lester's Lemonade Universe and Lister's Lemonade Multiverse open for business, there's no role for Liam. He does odd jobs around the neighborhood while Lister and Lester's competition spirals into overdrive and their lemonade stands get increasingly, outrageously out of hand. But then Liam takes a stand with his own business venture -- a simple model based on his observations of what notto do -- and gives the twins a run for their money. Illustrated with lively cartoon-style art highlighting the hilarious one-upmanship, this is a spirited underdog story about siblings and strategic thinking.
ISBN: 9781771471619Publication Date: 2017-03-15
Save It! by
A charming introduction to simple money concepts in which a little bunny learns about the power and satisfaction that come with saving money. Honey earns two carrots a week for taking care of her siblings. Her FIVE siblings who are so loud and bouncy, she wishes she had a place of her own to escape to for some peace and quiet. So what's a bunny to do? Get creative and figure out a savings plan--even if it means forgoing a treat or two. But saving is worth it because with a little patience and perseverance, Honey will be able to make her dream of having her owns space come true! This is the third book in the internationally acclaimed Moneybunnies Series--following Spend It! and Earn It!
ISBN: 9781984812407Publication Date: 2019-09-03
Spend It! by
A charming introduction to simple money concepts in which a bunny learns he can't buy everything he wants with his allowance!
ISBN: 9780399544477Publication Date: 2019
When Grandma Gives You a Lemon Tree by
When Grandma gives you a lemon tree, definitely don't make a face! Care for the tree, and you might be surprised at how new things, and new ideas, bloom. "Charms from cover to cover." --Kirkus (Starred review) "When life gives you lemons, make lemonade." In this imaginative take on that popular saying, a child is surprised (and disappointed) to receive a lemon tree from Grandma for her birthday. After all, she DID ask for a new gadget! But when she follows the narrator's careful--and funny--instructions, she discovers that the tree might be exactly what she wanted after all. This clever story, complete with a recipe for lemonade, celebrates the pleasures of patience, hard work, nature, community . . . and putting down the electronic devices just for a while.
ISBN: 9781454923817Publication Date: 2019-03-05
Yard Sale by
When a family has to leave their house and move to a small apartment, it's hard to let go of things--but having one another is what counts. Almost everything Callie's family owns is spread out in their front yard--their furniture, their potted flowers, even Callie's bike. They can't stay in this house, so they're moving to an apartment in the city. The new place is "small but nice," Mom says, and most of their things won't fit, so today they are having a yard sale. But it's kind of hard to watch people buy your stuff, even if you understand why it has to happen. With sensitivity and grace, Eve Bunting and Lauren Castillo portray an event at once familiar and difficult, making clear that a home isn't about what you have, but whom you hold close.
ISBN: 9780763665425Publication Date: 2015-04-14
Please note some of these books might be reference books; reference books are only available for use in the library. You can identify those by looking at the Copies tab in the record of each book – the Location section should say Sherman Library Reference and the Status section should say LIB USE ONLY.
Breaking the Piggy Bank by
Bella, Emily, Maddie, and Sam decide to create their very own start-up--a lemonade stand!--in this fifth book of the Craftily Ever After chapter book series. Bella, Emily, Maddie, and Sam have been hard at work in their craft studio--so busy in fact, that their supplies are starting to dwindle. It's time to stock up! In order to add a little money to their piggy bank, the friends decide to combine their skills and use the last of their allowance to create their very own business: a lemonade stand! But something's not quite right. While the stand looks fabulous, the lemonade is...not. And where are all their customers? Can these crafty entrepreneurs save their business before it's too late? With easy-to-read language and illustrations on almost every page, the Craftily Ever After chapter books are perfect for emerging readers.
ISBN: 9781534429024Publication Date: 2019-01-08
Brody Borrows Money by
"Brody borrows some money from a friend, but he can't pay it back. So Brody's dad helps out. Sometimes Brody's dad borrows money too. He teaches Brody about when it's OK to borrow money and when it's not."
ISBN: 9781512445770Publication Date: 2017-01-01
Budgeting, Spending, and Saving by
People spend money on food, fashion, and fun. But how can you spend money wisely? How do you figure out what you want to buy and what you need to buy? Money is a key part of our world, and knowing how to use it is especially important. Read this book to learn how to save, to spend, and to build your own budget. As part of the Searchlight Books(tm) collection, this series sheds light on an important economics topic--How Do We Use Money? Clear text, informative diagrams, vivid photos, and real-life examples will help you find the answers!
ISBN: 9781467752282Publication Date: 2015-01-01
Curious George Lemonade Stand (CGTV Reader) by
There's nothing like a cold glass of lemonade on a hot summer day! With that in mind, George decides to set up his own lemonade stand to earn money for a new soccer ball. But George has a lot to learn about running a stand. With help from his friend Betsy, George's stand becomes such a success that there are too many customers and not enough lemonade. Will he figure out how to satisfy all his customers and earn enough money for a new soccer ball? This Green Light Reader based on Curious George, the Emmy Award-winning PBS TV show, also includes bonus activities to help reinforce the concepts presented in the story.
ISBN: 9780544652217Publication Date: 2016-04-12
Curious George Saves His Pennies by
When George decides to save up for that special red train in the toy store, he doesn't realize how long it will take--or how hard he'll have to work for his money. But when the time finally arrives to take his very full piggy bank to the toy store--surprise!--George loses it. Can this day, and George's hard-won earnings, be saved? For more monkey fun, investigatewww.curiousgeorge.com and discover all the latest on Curious George, books, promotions, games, activities, and more!
ISBN: 9780547935768Publication Date: 2013-01-08
Dollars and Sense by
Many things come with instructions. Unfortunately, money isn't one of them. Most people learn how to use it-or lose it-by trial and error. Dollars & Sense is a basic operating instruction manual for money that will teach readers about the history of money, the way our American economy works, and how to make important decisions about personal finance. From skulls, sheep, and shells as barter in ancient civilizations to credit, interest, and collateral of our modern day economics, money-and all its glorious uses and cantankerous troubles-is explained in this concise and entertaining volume. Learn about how to make money, how to budget your money, how the government manages (or mismanages!) money, and how to be rich without even trying. Money is sometimes your friend and sometimes your enemy, but in this day and age, we all have to learn to get along with it. An engaging and approachable guide for kids tackling how to responsibly manage their money. Included are sidebars, time lines, diagrams, a glossary, and further resources, as well as information on related topics such as the Great Recession and sequestration.
ISBN: 9781580893961Publication Date: 2016-08-02
Ella Earns Her Own Money by
"Ella doesn't have enough money to buy a soccer ball. So she decides to earn her own money. Ella cleans the car, gives the neighbor's dog a bath, and sells bracelets to her friends. Will she have enough money?"
ISBN: 9781512445787Publication Date: 2017-01-01
How to Turn $100 Into $1,000,000 by
The ultimate kids' guide to money: earning it, saving it, and investing it. Hey, kids, want to become a millionaire? Or get a business off the ground? Or save up some money to buy a new bike? All it takes is understanding and putting into practice a few simple strategies and concepts about money: Make it: Learn the ins and outs of scoring a first job, or even better, starting a business. Save it: That's right, millionaires are people who have a million dollars, not people who spend a million dollars. Grow it: Invest and use the most powerful force in the financial universe--compound interest. Next thing you know, you're a bona fide financial whiz on the road to your first million. Now get going! A thorough introduction to finance from the people behind BizKid$, How to Turn $100 into $1 Million includes chapters on setting financial goals, making a budget, getting a job, starting a business, and investing smartly - and how to think like a millionaire. Plus: a one-page business plan template, a two-page plan to become a millionaire, and a personal budget tracker. "As you follow their plan, your interests will grow--and so will your money. Meanwhile, excuse me, I've got to reread a few sections."--Bill Nye the Science Guy
ISBN: 9780761189022Publication Date: 2016-04-05
Investing for Kids by
Outgrow your piggy bank--an intro to investing for kids ages 8 to 12 Did you know that the sooner you understand money, the sooner you can make more of it? It's true! Investing for Kids can help make you money savvy, showing you how to earn it, how to start a savings plan, and the best ways to invest and create a future with money in the bank. With a little help from the astounding Dollar Duo--Mr. Finance and Investing Woman--this engaging guide to investing for kids ages 8 to 12 covers essential information about stocks and bonds, how you can invest in them, and how they can help you build your wealth. Learn about the concepts of "risk" and "reward" as well as learn how to diversify your portfolio and, ultimately, how to make your money grow. Investing for Kids delivers: Practical advice--Explore modern investing techniques like impact investing and digital trading. A kid-friendly focus--Get real-life examples that you can relate to and find out about famous investors and historical events. Taking stock--Dive into interactive activities and discussions that include kids and parents alike. Investing for Kids will give curious kids a jump-start on the basics of how money works.
ISBN: 9781647398767Publication Date: 2020-12-15
The Know-Nonsense Guide to Money by
Full of fun and funny illustrations, The Know-Nonsense Guide to Money explains the basics of saving, spending, and other lessons in ways that kids will understand. Fuzzy on finances? Bamboozled by banks, budgets, and bitcoins? Perplexed by the difference between debit and credit cards? The Know-Nonsense Guide to Money has your back on all things financial, fiscal, and flummoxing! This easy-to-read guide is packed with simple definitions, memorable examples, and funny illustrations to make the way we use currency throughout the world something anyone can understand. You will also discover the tools needed to develop good money-management habits. With each turn of the page you'll learn a new basic concept about money, including: Types of money (coins, bills, checks, plastic, bitcoins, exchange rate) Earning (income, earning power, entrepreneur, profit and loss, and crowdfunding) Saving (financial goals, banks, interest, and investing) Spending (expenses, needs vs. wants, taxes, budgets, buying memories, and sharing) Borrowing (debt and credit) With a lighthearted approach, The Know-Nonsense Guide to Money turns serious and important topics into concepts that are approachable and fun for everyone. You'll love learning so much, you might even laugh out loud! Also available from the Know Nonsense Series: The Know-Nonsense Guide to Grammar
ISBN: 9781633223943Publication Date: 2017-12-05
Little Critter: Just Saving My Money by
Join Mercer Mayer's classic and beloved character, Little Critter® as he learns about it what it means to save money. Little Critter works hard for his money! When Little Critter wants a new skateboard, Dad tells him that he needs to save his own money to buy it! He tries his very best, but soon finds that saving enough for what he wants isn't so easy. Just Saving My Money is a My First I Can Read book, which means it's perfect for shared reading with a child.
ISBN: 9780060835576Publication Date: 2010-06-22
Money by
Whether it's paper, coin, or plastic, money has value. Get a quick lesson on economics and the uses of money in our world.
ISBN: 9781515781202Publication Date: 2017-08-01
Piggy Bank Problems by
Even though Katie's dad works at a bank, she prefers to keep her money in her piggy bank. But what happens when she drops her piggy and it breaks?
ISBN: 9781404876545Publication Date: 2013-01-01
Shanti Saves Her Money by
Shanti wants to try the wildest ride at Fun Park! But it costs money. Shanti saves money in a jar. She saves some of her allowance. She helps her brother study. But will Shanti have enough for the ride?
ISBN: 9781512445824Publication Date: 2017-01-01
The Startup Squad by
Girls mean business in a brand-new series about friendship and entrepreneurship that Katherine Applegate, Newbery Medal-winning author of The One and Only Ivan, calls "A great read!" All the great leaders had to start somewhere. And Teresa ("Resa" for short) is starting with the lemonade stand competition her teacher assigned to the class--but making it a success is going to be a lot harder than Resa thinks. The prize: line-skipping tickets to Adventure Central. The competition: Val, Resa's middle school nemesis. And the biggest obstacle to success: Resa's own teammates. Harriet is the class clown, Amelia is the new girl who thinks she knows best, and Didi is Resa's steadfast friend--who doesn't know the first thing about making or selling lemonade. The four of them quickly realize that the recipe for success is tough to perfect--but listening to each other is the first step. And making new friends might be the most important one... The back of each book in this middle-grade series features tips from the Startup Squad and an inspirational profile of a girl entrepreneur! An Imprint Book "An inspiring story about entrepreneurial girls. I loved this story of girls finding their way in the world of entrepreneurship." --Ann M. Martin, author of the Baby-Sitters Club series and Newbery Honor winner A Corner of the Universe "The Startup Squad encourages girls to dream big, work hard, and rely on each other to make good things happen. It teaches them how to succeed--and reminds all of us that girls mean business!"--Sheryl Sandberg, COO of Facebook and founder of LeanIn.Org and OptionB.Org "A great read that is fast-paced, fun, and empowering. The Startup Squad comes complete with a treasure trove of tips for starting a business." --Katherine Applegate, Newbery Medal-winning author of The One and Only Ivan This title has common core connections.
ISBN: 9781250180407Publication Date: 2019-05-07
Thank You, Omu! by
In this Caldecott Honor winner perfect for the Thanksgiving season and for fans of Last Stop on Market Street, a generous woman is rewarded by her community. A Spanish edition, ¡Gracias, Omu!, is also available for purchase. Everyone in the neighborhood dreams of a taste of Omu's delicious stew! One by one, they follow their noses toward the scrumptious scent. And one by one, Omu offers a portion of her meal. Soon the pot is empty. Has she been so generous that she has nothing left for herself? Debut author-illustrator Oge Mora brings to life a heartwarming story of sharing and community in colorful cut-paper designs as luscious as Omu's stew, with an extra serving of love. An author's note explains that "Omu" (pronounced AH-moo) means "queen" in the Igbo language of her parents, but growing up, she used it to mean "Grandma." This book was inspired by the strong female role models in Oge Mora's life.
ISBN: 9780316431248Publication Date: 2018-10-02
Using Credit Wisely by
Have you ever wondered why so many people use credit cards? This book introduces readers to safe credit-using strategies. Real world examples help readers learn the importance of math skills for money management. Callouts prompt inquiry, further thinking, and close examination of photographs. Additional text features and search tools, including a glossary and an index, help students locate information and learn new words.
ISBN: 9781633625785Publication Date: 2015-08-01
Your Money by
"Where does your money come from? Do you earn it or is it given to you? What do you do with your money? Do you save it, spend it, or share it? Your Money takes a look at the financial literacy issues of earning, budgeting, handling debt, sharing and spending in an easy to understand, accessible manner. Includes a table of contents, glossary, index, websites and books for further information, and discussion questions. "
ISBN: 9781599537184Publication Date: 2015-06-01
Please note some of these books might be reference books; reference books are only available for use in the library. You can identify those by looking at the Copies tab in the record of each book – the Location section should say Sherman Library Reference and the Status section should say LIB USE ONLY.
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