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Show Me the Money: Down Payment Assistance Workshop
11:00 a.m. | Cotilla Gallery
This informative workshop will educate the potential homebuyer on down payment assistance programs available in South Florida. Local community lending experts will review guidelines and resources for various county and city down payment programs. Come to this workshop to learn how to make your dream of homeownership come true with down payment assistance.
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Lenin Deno
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Lenin Deno is a Community Development Banker with City National Bank of Florida. For the last 10 years, he has been involved in assisting low to moderate income families achieve the dream of affordable homeownership. Lenin has worked in different roles such as housing counselor, HUD certified counselor and licenses mortgage consultant, after working as a licensed real estate agent in New Jersey. |
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Increasing Property Value Through Crime Prevention
11:00 a.m. | Lab A
Deputy Noble will discuss Crime Prevention Through Environmental Design (CPTED), providing valuable insight into crime prevention strategies that may increase property value.
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Deputy Pat Noble
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Deputy Patrick Noble has been a Law Enforcement professional for approximately 44 continuous years. He began his career in 1980 with the NYC Police Department working in ethnically diverse high-crime neighborhoods throughout the city |
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Understanding Your Mortgage Approval Process
11:00 a.m. | Room 2053
Find out what underwriting is looking for and how to get there. Understand your debt-to-income ratios. Learn what you can do to prepare for underwriting.
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Karen Dorsey
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Karen Dorsey is a Senior Mortgage Banker with Southstate Bank, residing in Boca Raton, Florida. Karen has been a Mortgage Broker since 1993 and a licensed Realtor since 2002. Over the years, Karen has worked in almost every position in the mortgage industry, including closing, processing, underwriting, and originating. Her experience and proficiency in Fannie Mae, Freddie Mac, VA, FHA, and Jumbo Portfolio loans have helped her assist countless borrowers in achieving their dream of homeownership. She also owned her own mortgage brokerage firm from 1997 to 2006. She is a member of the Palm Beach Realtor Association and has achieved top producer several times throughout her career. |
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CitySmart Affordable Home Loan Program
1:15 p.m. | Cotilla Gallery
This workshop will educate the potential homebuyer on City National Bank’s lending programs that are designed to make home buying more accessible and affordable. This program offers flexible underwriting and local decision making on fixed rate loans. Some of the programs also provide up to $5,000 towards closing costs and/or down payment. Let’s show you how to make your homeownership dreams come true with this special loan program. |
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Lenin Deno
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Lenin Deno is a Community Development Banker with City National Bank of Florida. For the last 10 years, he has been involved in assisting low to moderate income families achieve the dream of affordable homeownership. Lenin has worked in different roles such as housing counselor, HUD certified counselor and licenses mortgage consultant, after working as a licensed real estate agent in New Jersey. |
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Why You Need a Home Inspection & What to Expect
1:15 p.m. | Lab A
You can't judge a house from the outside. A good home inspection can alert you to potential pitfalls and expenses you might not be anticipating. A home inspection may seem expensive at first, but the expense can be justified by the potential savings and mitigation of risk. Not all homes are as they appear.
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Edward Blair
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Ed founded Southern Home Inspections in 1999. Since this time the company has grown to conduct up to 500 residential and commercial inspections each year. Southern Home Inspections conducts residential inspections primarily in Dade, Broward, and Palm Beach County and conducts commercial inspections throughout the state of Florida. All inspections are conducted personally. |
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Working with a Realtor
1:15 p.m. | Room 2053
Learn the benefits of using a Realtor® and the value they bring to the table. Find out what the market it doing in Broward County. Understand the misinformation about the NAR® settlement.
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David Serle
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David Serle is the Vice-President and Licensed Real Estate Broker of RE/MAX Services located in Boca Raton, FL. Born and raised in South Florida by a real estate broker and a real estate attorney, David Serle has the ideal foundation to help agents achieve success in the real estate industry. He continues to increase professionalism and collaboration through his weekly podcast, Breakfast with the Broker. He serves at the local level and on the Florida Association of Realtors Board of Directors and has won many awards including being Member of the Exclusive Chairman Club 2022. David is the 2024 President of the Broward, Palm Beaches and St. Lucie Realtors® and is a Board of Director for the National Association of REALTORS®. |
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It's Great to Be Home
2:15 p.m. | Cotilla Gallery
Learn about the Affordable Loan Solution, America’s Home Grant, and the Bank of America Down Payment program.
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William Mendoza
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William (Willie) Mendoza is a Community Lending Officer at Bank of America, and has over 25 years of mortgage banking experience. Willie champions affordable and sustainable homeownership and helps drive the bank’s Community Homeownership Commitment, a $15 billion program to increase homeownership, particularly among first-time homeowners, underserved communities, and multicultural borrowers. |
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Laquetta Handfield
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Laquetta Handfield is a seasoned baking professional with over 15 years of experience in the financial sector. She has spent 9 years with Bank of America, specializing in mortgage origination. Laquetta has developed a niche expertise in assisting first time homebuyers, guiding them through the complex process of securing their dream home with personalized and informed support. Her commitment to excellence and dedication to her clients have made her a trusted advisor in the industry.
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Foreclosure Prevention
2:15 p.m. | Lab A
What should you do if you find yourself facing a foreclosure? Learn about the steps involved in foreclosure and options available after foreclosure is under way. |
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Shanequa Rice
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Shanequa Rice and her team specialize in distressed properties and foreclosure prevention. Shanequa has a proven track record of navigating complex situations to provide optimal solutions for homeowners facing financial challenges. She is also a multifamily investment property expert, assisting investors in identifying lucrative opportunities and maximizing their returns. Partners Kisha Williams and Cassandra Alvarez are available to assist with questions and first time buying options. |
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What You Need to Know About VA Loans & Other Down Payment Options
2:15 p.m. | Room 2053
Listen to the experts on Veterans Administration (VA) loans and other local down payment assistance options.
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Stephen DeMuth
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Stephen has worked as both a realtor and as a loan officer. He prides himself on being there to help our nation's heroes achieve their goals of homeownership using the benefits they have earned through the sacrifices they've made to our nation. Stephen has dedicated his time through working with the Veterans Association of Real Estate Professionals (VAREP). |
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Showering Love - Awareness on Homelessness
3:00 p.m. | Cotilla Gallery
Why do we judge someone we don't know? Most people are only a few paychecks away from being homeless themselves. Let's stand united in ending stereotypes and preconceived notions. Showering Love spreads awareness on homelessness by sharing personal experiences and correcting misconceptions. When we share our own personal stories about homelessness, we are combating misinformation - and this encourages understanding and compassion. Let's live in harmony and care for one another We help by being the voice for those who have no voice - only a cardboard sign!
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Jeananne Albaugh
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Through a series of unfortunate choices, Jeanne went from the bustling streets of Park Avenue to a park bench, experiencing homelessness firsthand. She scurried from one place to another, sleeping wherever she could find shelter. Holding a sign under a bridge, she begged for money, and while people graciously provided food and money, one thing was missing: a place to shower. As time passed, her hygiene and personal appearance deteriorated, leading her to fit the stereotypical image of a homeless person.
Nights became long, dark, and desolate, filled with feelings of hopelessness, of being unwanted and unloved. But within this darkness, a spark of determination ignited. One day, Jeanne found the motivation to change her life. She decided it was time to move from homelessness to hope, from despair to action. She seized the opportunity offered by various programs supporting the homeless and began to address her issues one by one. Step by step, this journey led her to self-sufficiency and a renewed sense of purpose.
This deeply personal transformation is the driving force behind Showering Love. Jeanne knows firsthand what is possible when someone believes in you and extends a hand of support. She is committed to sharing that hope with people who are experiencing homelessness, showing them that with compassion, community, and determination, a brighter future is within reach.
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Detective Laurie Graber
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Detective Graber is a 20 year veteran of the Plantation Police Department. She is currently assigned tothe Special Victims Unit and is the Administrator for the Homeless Outreach Team (HOT) & Broward's Multi-Agency Homeless Taskforce (MAHT). |
